When collection agencies are calling every day and demanding payment, it can be so stressful that you might consider bankruptcy. Before making an appointment with a trustee, however, see an attorney first, as consumer harassment is illegal and you have recourse to fight back.
Your Rights Under the FDCPA
In 1977, Congress passed the Fair Debt Collection Practices Act, or FDCPA to protect consumers from unethical debt collection practices. Today, abusive and harassing tactics like those below are illegal and can incur serious consequences.
● Calling at inconvenient times
● Telling you that you will be arrested if you don’t pay
● Swearing and using racist or sexist language
● Ignoring a written request to cease contact
● Contacting you when they know you have an attorney
● Refusing to validate the debt
Company Profile: Law Offices of Clark Garen
If you are being called by the Law Offices of Clark Garen, more details about the firm are below.
The Law Offices of Clark Garen, which also does business as the Best Service Co., Inc., is a debt collection law office in Culver City, California. It opened for business in 1971, has fewer than five employees, and is managed by Clark Garen. The firm has an F rating with the Better Business Bureau. Digitized records at the PACER website show that people who believed they were being harassed by the Law Offices of Clark Garen hired lawyers to help them seek compensation.
Alleged Violations against the Law Offices of Clark Garen
According to PACER, in or around 2019, the Law Offices of Clark Garen allegedly attempted to collect a default judgment against a California consumer by levying his bank account. He alleged that the original judgment had been illegally secured because he was not properly served with notice of the lawsuit.
Feeling harassed by the Law Offices of Clark Garen, the consumer engaged counsel and sued the firm for:
● Using harassing means to collect a debt
● Misrepresenting the legal status of the debt
● Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection law office is 1-310-636-1001. If you see it on the caller ID of your home or cell phone, you are being called by the Law Offices of Clark Garen about an alleged debt. If they illegally levy your bank account or garnish your wages, get a free case evaluation from a consumer lawyer and file a claim against the Law Offices of Clark Garen.
You may be awarded $1,000 per FDCPA violation in addition to legal costs and damages. Awards like these send a message to debt collectors that when they ignore consumer rights, penalties result.
*Case taken from PACER (www.pacer.gov). File number is Case 2:19-cv-01537-PA-AGR from the United States District Court for the Central District of California.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against the Law Offices of Clark Garen or any other third-party collection agency, you may not be entitled to any compensation.