Debt collectors often cross the line from legal to illegal collection activities. They call you daily, sometimes using an autodialer. When they get you on the line, they yell and make threats. Knowing your rights can prevent you from being bullied into bankruptcy or worse.
Your Rights Under the FDCPA
All U.S. consumers have rights under the Fair Debt Collection Practices Act, or FDCPA. You can dispute a debt, tell a collection agency to stop calling, and sue any agency that does the following:
● Calling at inconvenient times
● Showing up at your house to intimidate you
● Threatening action they cannot legally take
● Threatening to garnish your wages
● Contacting you after you have sent a cease communications notice
● Refusing or failing the validate the debt
Company Profile: the Cherrington Firm, LLC
If you are being called by the Cherrington Firm, LLC, more information about the firm is below.
The Cherrington Firm, LLC is a law office and consumer collection agency in Provo, Utah. It opened for business in 2014, has 28 employees, and is managed by Lacey Cherrington. It has an F rating with the Better Business Bureau. Files indexed at the PACER website show that those who believed that the Cherrington Firm, LLC was harassing them pushed back in court.
Alleged Violations against the Cherrington Firm, LLC
According to PACER, on or around July 5, 2016, the Cherrington Firm, LLC served a summons and complaint on a Utah consumer to collect a medical debt. He alleged that the complaint did not accurately itemize the various charges and payments that comprised the total amount of the alleged debt, identify whether any amount due included a collection fee, or identify the payment his insurance made toward the alleged debt.
A pretrial conference took place on February 6, 2017. The consumer alleged that the Cherrington Firm, LLC did not notify the court that negotiations were taking place, and represented to the court that they were entitled to a default judgment as a result of his failure to appear.
Feeling harassed by the Cherrington Firm, LLC, the consumer got a free case review from a consumer lawyer before filing suit for:
● Failing to clarify the various components of the debt
● Using deceptive means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection law firm is 1-801-437-4995. Seeing it on your caller ID means that the Cherrington Firm, LLC is on the line. If their collection strategies prevent you from properly disputing the debt, hire a consumer lawyer and file a claim against the Cherrington Firm, LLC. A judge could award you $1,000 per violation plus your legal fees, so when your rights are violated, fight back.
*Case taken from PACER (www.pacer.gov). File number is Case 2:17-cv-00703-CW from the United States District Court for the District of Utah, Central Division.
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Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against the Cherrington Firm, LLC or any other third-party collection agency, you may not be entitled to any compensation.