Are you being called By Chad Steur Law, LLC?* Here’s what you need to know.
As a profession, debt collectors are arguably one of the least-liked groups. They chase you for money you don’t have and yell at you and / or embarrass you when you don’t pay what they are demanding. If you’re dealing with an especially vindictive debt collector, the good news is that you have rights that these companies can’t legally ignore no matter how much you owe.
Your Rights Under the FDCPA
In 1977 Congress passed the Fair Debt Collection Practices Act, or FDCPA, to protect indebted consumers from abusive debt collection practices. This federal law makes it illegal to use deceptive and harassing tactics like those below.
- Using profane and abusive language
- Discussing the debt with anyone except the you, your attorney, spouse, or co-signer
- Calling you several times per day using an autodialer
- Calling you at work when they know that your employer prohibits such calls
- Calling you before 8:00 a.m. or after 9:00 p.m. in your time zone
- Demanding an amount that is not supported by law or the original debt agreement
Company Profile: Chad Steur Law, LLC
If you are being called by Chad Steur Law, LLC, information about the company is below.
Chad Steur Law, LLC is a debt collection law office located in Salt Lake City, Utah. It was established in 2006, has less than 10 employees, and is managed by owner Chad Steur. He is licensed to practice in both California and Utah, and also specializes in personal injury, criminal defense, and divorce matters. Litigation files viewable at the PACER (Public Access to Court Electronic Records) website indicate that indebted people who believed they were being harassed by Chad Steur Law, LLC hired their own attorneys to push for compensation.
Alleged Violations against Chad Steur Law, LLC
According to PACER,on or about July 3, 2012, Chad Steur Law, LLC mailed a debt collection letter to a Wisconsin resident regarding an alleged debt owed to HSBC / Best Buy. This letter, which appeared to be computer-generated, allegedly did not mention her right to receive a debt validation letter within five days after the original communication.
Feeling harassed by Chad Steur Law, LLC and suspecting that other consumers had received this form letter, she hired a consumer attorney and filed a class action lawsuit against the firm for allegedly violating the FDCPA by failing to advise her of her dispute rights.
The matter was later dismissed.
Hire an Attorney
The phone numbers for this attorney’s office are:
If you see any of them on your caller ID in response to an incoming call, it means that you are being called by Chad Steur Law, LLC. If they send you form-style letters that do not advise you of your right to dispute a debt and demand its validation hire a consumer attorney who can help you file a claim against Chad Steur Law, LLC. If you win your case, you may be awarded $1,000 per FDCPA violation and plus any applicable damages and costs. No matter how much you owe, you have rights that debt collectors cannot violate.
*Case taken from PACER (www.pacer.gov). File number is Case 2:12-cv-00805-CNC from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Chad SteurLaw, LLC, or any other third-party collection agency, you may not be entitled to any compensation.