Every day, consumers across the United States are harassed by collection agencies for overdue credit card bills, medical bills, and other obligations they can’t afford to repay. If you’re being targeted for abuse by a debt collector who refuses to stop, learn more about your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed to prevent consumers from being mistreated collection agencies. Today, you can take legal action against a company that does any of the following:
● Demanding more money than you actually owe
● Pursuing you over a debt discharged in bankruptcy
● Calling you names like loser
● Using profane or obscene language
● Trying to collect a time-barred debt
● Threatening to show up at your house
Company Profile: Century Financial Services, Inc.
If you are being called by Century Financial Services, Inc., more information about the business is below.
Century Financial Services, Inc., which also does business as Century Healthcare Collection in Connecticut, is a healthcare debt collection agency in New Haven, Connecticut. It was founded in 1984, has 21 people on staff, and is managed by Eugene Colucci. It has an F rating with the Better Business Bureau. The PACER website records indicate that those who felt harassed Century Financial Services, Inc. took action.
Alleged Violations against Century Financial Services, Inc.*
According to information on the PACER website, on or about March 6, 2017, Century Financial Services, Inc. sent a collection letter to a Connecticut consumer. She claimed that it did not properly identify the original creditor, making it difficult for her to understand the obligation.
Feeling harassed by Century Financial Services, Inc., the consumer took the agency to court for:
● Misleading her on her dispute rights
● Using unfair means to collect the debt
The case was later settled.
Hire a Consumer Lawyer
The phone numbers for Century Financial Services, Inc. are:
If they flash on your caller ID, Century Financial Services, Inc. is trying to reach you. If they send collection letters that make it impossible to understand who the original creditor was, hire a consumer lawyer and file a claim against Century Financial Services, Inc.. The law prohibits lack of clarity in collection letters, and you could receive an award that exceeds what you originally owed.
*Case taken from PACER (www.pacer.gov). File number is Case 3:18-cv-00320-AWT from the United States District Court for the District of Connecticut.
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Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Century Financial Services, Inc. or any other third-party collection agency, you may not be entitled to any compensation.