Many American consumers have a debt in collections these days, and a high percentage of these contacts are not positive ones. If you are targeted by a debt collector that harasses you and makes your life miserable, don’t tolerate it. You have the right to make them stop.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to harass consumers into paying a debt. If you are being pursued by a collection agency that uses tactics like the following, they are breaking the law.
- Trying to make you pay a debt barred by statute
- Using profane and obscene language
- Leaving messages that do not identify them as debt collectors
- Swearing and calling you names
- Refusing to prove that you owe the debt and they are authorized to collect it
- Going to your house and behaving in a threatening manner
Company Profile: Centralized Business Solutions Company
If you are being called by Centralized Business Solutions Company, more details about the company are below.
Centralized Business Solutions Company is a debt collection agency located in North Canton, Ohio. It opened for business in 1981, has 20 to 49 employees, and is managed by its President, James Clark. An inspection of litigation files at the PACER website confirms that consumers who believed that they were being harassed by Centralized Business Solutions Company refused to give in and pay.
Alleged Violations against Centralized Business Solutions Company*
According to information on the PACER website, in or around January 2011, Centralized Business Solutions Company allegedly started calling a Mississippi consumer to collect a debt. He complained that he was called several times per day, sometimes using an autodialer, and that he was not even the debtor they were looking for. The consumer added that when he reported the error, the company allegedly continued to call his cell phone.
Feeling harassed by Centralized Business Solutions Company, the consumer sued the company for:
- Calling him using an autodialer
- Using harassing means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection company are:
Any time they flash on your caller ID, it means that you are being called by Centralized Business Solutions Company. If they harass you using an autodialer over a debt that isn’t even yours, hire a consumer lawyer and file a claim against Centralized Business Solutions Company. You could receive $1,000 per violation plus court costs and attorney fees, so fighting back is the best way to bring the harassment to an end.
*Case taken from PACER (www.pacer.gov). File number is Case 3:13-cv-00340-DPJ-FKB from the United States District Court for the Southern District of Mississippi, Jackson Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Centralized Business Solutions Company or any other third-party collection agency, you may not be entitled to any compensation.