Are you being called by Central Bonded Collectors?* Here's what you need to know
Debt collectors often cross the line with consumers who owe money because they are typically paid according to how much they successfully collect. This type of incentive can motivate them to extreme and unpleasant behavior, but you have the right to make them stop.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to control the conduct of third-party debt collectors who were pushing consumers to the point of bankruptcy. The FDCPA prohibits actions like the following and penalizes offenders with fines and even license revocation.
- Using the phone to harass you by calling nonstop
- Threatening legal actions that they have no intention of taking
- Refusing to validate the debt and prove that they are authorized to collect it
- Pretending to be attorneys, police officers, or federal agents
- Using abusive or obscene language
- Demanding amounts not supported by law or the original creditor agreement
Company Profile: Central Bonded Collectors
If you are being called by Central Bonded Collectors, information about the company is below.
Central Bonded Collectors is a debt collection company located in Moses Lake, Washington. It was established in 1954, has less than 10 employees, and is managed by its President, Roy Warnick Civil litigation files archived at the PACER (Public Access to Court Electronic Records) website suggest that consumers who believed they were being harassed by Central Bonded Collectors filed lawsuits to demand compensation.
Alleged Violations against Central Bonded Collectors
According to PACER, on or about September 26, 2002, Central Bonded Collectors sent a collection letter to a Washington resident. The original debt demand was for $80.88, but a second letter dated October 28 listed the debt as $121.56. It noted that the debt consisted of a dishonored check “for $65.00” plus interest and other charges. However, he asserted that the check had been for $50.00, not $65.00.
Feeling harassed by Central Bonded Collectors, he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Trying to collect an amount not permitted by law
- Using false, deceptive and misleading means to collect a debt
- Threatening actions that could not legally be taken
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are:
If either of these numbers appear on your caller ID, it means that you are being called by Central Bonded Collectors. If they demand amounts that differ from the original debt total and threaten you if you don’t pay, hire a consumer attorney. If you file a successful claim against Central Bonded Collectors, you could potentially be awarded $1,000 per FDCPA violation plus all associated costs. When a debt collector tramples on your rights, the law gives you the standing to fight back.
*Case taken from PACER (www.pacer.gov). File number is Case 2:03-cv-00275-AAM from the United States District Court for the Eastern District of Washington
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Central Bonded Collectors, or any other third-party collection agency, you may not be entitled to any compensation.