Are You Being Called By CBV Collections, Inc.?*

Are you being called by CBV Collections, Inc.?* Here’s what you need to know.

Debt can become overwhelming without advance warning. Unless you have a sizable emergency fund, all it can take is job loss, illness or a financial crisis like a divorce to send your monthly obligations into arrears. When debt collectors begin to contact you, you might be tempted to declare bankruptcy to stop the embarrassing calls and letters. Before you take that step, be aware that harassing indebted consumers is against the law.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, regulates what third party debt collectors may say and do while trying to collect a consumer debt. Activities that are now prohibited include:

• Swearing and calling you names
• Calling you at work after you’ve told them that your boss does not permit such calls
• Talking to uninvolved parties such as your friends, family, and co-workers about the debt
• Calling you before 8:00 a.m. or after 9:00 p.m. in your time zone
• Demanding an amount that is not supported by law or the original debt agreement
• Pretending to be police officers or federal agents

Company Profile: CBV Collections, Inc.

If you are being called by CBV Collections, Inc., information about the company is below.

CBV Collections, Inc. is a collection agency located in Valdosta, Georgia. It was established in 1933, has 20 to 49 employees, and is managed by Dee Anna Faulkner. Litigation records archived on the PACER (Public Access to Court Electronic Records) website reveal that people who felt they were being harassed by CBV Collections, Inc. chose to settle the matter via a lawsuit.

Alleged Violations against CBV Collections, Inc.

According to PACER,On April 2, 2014, CBV Collections, Inc. mailed a collection letter to a Georgia resident. This letter stated in part, “IF THIS ACCOUNT IS NOT PAID IN FULL WITHIN 30 DAYS, THIS COLLECTION WILL BECOME A PERMANENT PART OF YOUR CREDIT FILE FOR 6 YEARS 11 MONTHS.”

The resident felt that demanding payment within 30 days overshadowed her dispute rights. Feeling harassed by CBV Collections, Inc., she hired a consumer attorney and sued the agency for allegedly violating the FDCPA by using false, deceptive, and misleading means to collect a debt.

The matter was later dismissed.

Hire an Attorney

The phone numbers for this collection agency include:

• 1-229-242-5633
• 1-800-288-7305

If you see either number on your caller ID when the phone rings, be aware that you are being called by CBV Collections, Inc.. If they make demands that overshadow your dispute rights, hire a consumer attorney. If you file a claim against CBV Collections, Inc. and win your case, you could potentially receive $1,000 per FDCPA violation as well as court-related costs and attorney fees. You have rights no matter how much you owe, so don’t hesitate to act on them.

*Case taken from PACER (www.pacer.gov). File number is Case 1:14-cv-00140-LJA from the United States District Court for the Middle District of Georgia, Albany Division.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against CBV Collections, Inc., or any other third-party collection agency, you may not be entitled to any compensation.