Debt collectors are not legally permitted to harass consumers into paying a debt, but it happens so often that the Federal Trade Commission receives thousands of complaints a year. If you find yourself on the receiving end of an aggressive collection agency, it is important to know your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) dictates what debt collectors can say and do to collect a debt. If they employ tactics like those listed below, you have grounds to sue them and demand compensation.
- Calling you at inconvenient times and places, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Contacting you after you have sent a cease and desist letter
- Swearing, raising their voice, and calling you names
- Threatening consequences they cannot legally inflict, or have no intention of carrying out
- Contacting you at work if you are not allowed to receive calls there
- Discussing your debt with anyone except you, your spouse, or your attorney
Company Profile: CBCInnovis, Inc.
If you are being called by CBCInnovis, Inc., information about the company is below.
CBCInnovis, Inc. is a debt collection company located in Columbus, Ohio. It was established in 2006, has approximately 47 employees, and is managed by its President, Jonathan Price. Complaints on sites such as RipOff Report accuse the firm of unethical debt collection practices.
Litigation files archived at the PACER (Public Access to Court Electronic Records) website confirm that consumers who felt they were being harassed by CBCInnovis, Inc. hired consumer attorneys to protect their rights.
Alleged Violations against CBCInnovis, Inc.
Rodney J. Quigley vs. CBCInnovis, Inc. et al*
According to PACER, in or around early 2010, CBCInnovis, Inc. allegedly started trying to collect a consumer debt from California resident Rodney J. Quigley. He complained that collectors called him on a constant and continuous basis, even though he disputed the original debt.
Feeling harassed by CBCInnovis, Inc., Mr. Quigley sued the company for allegedly violating the FDCPA in the following ways:
- Harassing him by phone
- Trying to collect a disputed debt
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection agency are:
If either one pops up on your caller ID when the phone rings, it’s a sign that you are being called by CBCInnovis, Inc.. If they keep pursuing you over a disputed debt, hire a consumer attorney.
Such conduct violates the FDCPA, and if you file a claim against CBCInnovis, Inc., you could be awarded $1,000 per FDCPA violation in addition to court costs and attorney fees. You have rights that you should always be prepared to act upon.
Case taken from PACER (www.pacer.gov). File number is Case 3:11-cv-06212-EDL from the United States District Court for the Northern District of California.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against CBCInnovis, Inc., or any other third-party collection agency, you may not be entitled to any compensation.