Are You Being Called By Cascade Receivables Management, LLC*? Here's What You Need to Know
Although there are laws in place to protect consumers from abusive and unfair debt collection practices, debt collectors continue to behave in illegal and unethical ways and less than 1% of them face legal consequences. This is because people are afraid to act. It is important to understand that even if you are unable to pay your debts, it does not mean that you should suffer abuse.
Your Rights Under the FDCPA
Debt collectors are required to abide by the rules imposed on them by the Fair Debt Collection Practices Act, or FDCPA. Those guidelines are intended to protect consumers from getting harassed into bankruptcy and specify penalties for collection agencies who use harassing tactics like the following:
- Using profane and obscene language
- Demanding that you pay a debt discharged in bankruptcy
- Pretending to be police officers or federal agents
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Telling your friends, neighbors and co-workers that you owe money and they are trying to collect it from you
- Attempting to collect a debt that is in dispute
Company Profile: Cascade Receivables Management, LLC
If you are being called by Cascade Receivables Management, LLC, below is a general company overview.
Cascade Receivables Management, LLC, which also does business as Cascade365, is a debt collection agency located in Petaluma, California. It was established in 2009, has nine employees, and is managed by owner Lee Brockett. The PACER website holdings include litigation files confirming that consumers who believed that they were being harassed by Cascade Receivables Management, LLC chose to dispute its claim all the way to court.
Alleged Violations against Cascade Receivables Management, LLC**
According to information on the PACER website, in or around early 2017, Cascade Receivables Management, LLC allegedly began contacting a Utah consumer to collect a debt. He claimed that agency representatives harassed him and threatened lawsuits that never transpired.
Feeling harassed by Cascade Receivables Management, LLC, the consumer hired an attorney and sued the company for allegedly:
- Using harassing and abusive means to collect a debt
- Threatening legal action it did not intend to take
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If they appear on your caller ID, Cascade Receivables Management, LLC is attempting to reach you. If they threaten to sue you if you don’t pay, protect yourself by hiring a consumer lawyer and filing a claim against Cascade Receivables Management, LLC. The court could award $1,000 in statutory damages plus your attorney fees, so challenging an unethical debt collector can gain the compensation you deserve.
**Case taken from PACER (pacer.gov). File number is Case 2:17-cv-00384-JNP from the United States District Court for the District of Utah.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Cascade Receivables Management, LLC or any other third-party collection agency, you may not be entitled to any compensation.