Are You Being Called By Caddis Funding, LLC?

If circumstances leave you unable to make the minimum payments on credit cards and medical bills, debt collectors will soon be calling. If you are being bullied by a collection agency because you’ve experienced financial difficulties, learn more about your rights as a consumer.

Your Rights Under the FDCPA

Some collection agencies are so abusive that the Federal Trade Commission receives regular complaints. The Fair Debt Collection Practices Act (FDCPA) makes it illegal to use tactics like those below to collect a debt, so if it is happening to you, call a lawyer. ● Using the phone to harass you by calling nonstop ● Threatening legal actions that they have no intention of taking ● Refusing to validate the debt and prove that they are authorized to collect it ● Contacting you directly when they know that you have an attorney ● Reporting incorrect information to the credit bureaus ● Adding illegal service fees to the original debt

Company Profile: Caddis Funding, LLC

If you are being called by Caddis Funding, LLC, a company background is below. Caddis Funding, LLC is a debt buyer and collection agency located in Greenville, South Carolina. It was established in 2015, has fewer than five employees, and is managed by Brice Smith. Litigation records digitized and maintained by the PACER website contain information proving that consumers who felt that they were being harassed by Caddis Funding, LLC refused to be intimidated.

Alleged Violations against Caddis Funding, LLC*

According to information on the PACER website, on or around March 25, 2019, a representative of Caddis Funding, LLC sent a collection letter to a New York consumer demanding payment for a debt that had been discharged in a Chapter 7 bankruptcy. Feeling harassed by Caddis Funding, LLC, the consumer engaged an attorney and took legal action against the company for: ● Using false, deceptive, and misleading collection methods ● Misrepresenting the legal status of the debt The case was later settled.

Hire a Consumer Lawyer

The phone number for Caddis Funding, LLC is 1-800-533-8675. If your phone goes off and you see it on your caller ID, Caddis Funding, LLC is on the line and trying to contact you about an alleged debt. If they demand that you pay a debt that has already been discharged in bankruptcy, hire a consumer lawyer and get them to help you file a claim against Caddis Funding, LLC. You could potentially receive $1,000 per FDCPA violation, so don’t hesitate to seek legal help. *Case taken from PACER (www.pacer.gov). File number is Case 7:19-cv-04316-CS from the United States District Court for the Southern District of New York.

Additional Resources

• Debt Collection Agencies: C-CB Collection Agencies
• Did A Collection Agency Make False Statements Regarding Your Debt?

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Caddis Funding, LLC or any other third-party collection agency, you may not be entitled to any compensation.