If you lose your job, keeping up with your monthly debt payments may become impossible. If the collection agency assigned to your account is intrusive and deliberately trying to stress you into paying, learn more about your rights in these situations.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) prohibits third-party collection agencies from embarrassing, threatening, or deceiving consumers into paying a debt. If you are subjected to any of the following types of mistreatment, call an attorney to discuss your next steps.
- Contacting you when you are represented by an attorney
- Using an auto-dialer to send prerecorded calls to your cell phone
- Calling you at work when such calls are prohibited by law
- Pretending to be government agents or police officers
- Using profane and obscene language
- Chasing you for a debt that you don’t owe
Company Profile: Bronson, Cawley & Bergmann
If you are being called by Bronson, Cawley & Bergmann, more information about the agency is below.
Bronson, Cawley & Bergmann is a debt collection law office located in River Edge, New Jersey, with a branch office in Buffalo, New York. It was established in 2010, has 27 employees, and is managed by its owner, Pat Bergmann. Publicly-viewable legal records at the PACER website suggest that consumers who believed that they were being harassed by Bronson, Cawley & Bergmann hired lawyers to help them pursue a claim.
Alleged Violations against Bronson, Cawley & Bergmann*
According to information on the PACER website, on or around March 28, 2011, Bronson, Cawley & Bergmann allegedly attempted to collect a debt by leaving a voicemail for a California consumer. He complained that the caller did not identify the name of the company he was calling from or his name or state that the call was an attempt to collect a debt. Instead, the caller allegedly stated that he was calling from a law firm who, at this time, planned to recommend to their client to proceed accordingly.
Feeling harassed by Bronson, Cawley & Bergmann, the consumer engaged legal counsel and sued the company for:
- Using false, deceptive, and misleading means to collect a debt
- Failing to identify itself as a debt collector in all communications
- Threatening action it cannot legally take
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection law office is:
If these numbers show up on your caller ID in response to an incoming call, it means that Bronson, Cawley & Bergmann are trying to reach you. If they imply that legal action is pending to scare you into paying a debt, hire a consumer lawyer and file a claim against Bronson, Cawley & Bergmann. When a collection agency violates your rights under the FDCPA, compensation may include $1,000 per incident and coverage of your attorney fees and legal costs. You have legal protection that a debt collector might prefer to not recognize until it’s too late.
*Case taken from PACER (pacer.gov). File number is Case 2:11-cv-01676-MCE-GGH from the United States District Court for the Eastern District of California.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Bronson, Cawley & Bergmann or any other third-party collection agency, you may not be entitled to any compensation.