The law requires debt collectors to treat you with fairness, but this is not always what happens. Every day, consumers are threatened and harassed because they can’t afford to pay a debt. If it happens to you, get a free evaluation from a consumer lawyer who can help you sue the debt collector.
Your Rights Under the FDCPA
When collection agencies cross the line, the Fair Debt Collection Practices Act, or FDCPA, steps in to protect you. Collection actions like those below are prohibited.
● Yelling, swearing, and using threatening language
● Calling you at work after they’ve been advised that such calls are not allowed
● Threatening legal action they cannot take or have no intention of taking
● Calling before 8:00 a.m. and after 9:00 p.m. unless you give them permission
● Misrepresenting how much you owe
● Failing to identify themselves as debt collectors each time they speak to you
Company Profile: Law Offices of Bradley J. Rephen
If you are being called by the Law Offices of Bradley J. Rephen, more information about this firm is below.
The Law Offices of Bradley J. Rephen is a debt collection law office in New York, New York. It was founded in 2002, has 20 to 50 employees, and is managed by Bradley Rephen. Court records archived at the PACER website indicate that people who felt they were being harassed by the Law Offices of Bradley J. Rephen took their cases to court.
Alleged Violations against the Law Offices of Bradley J. Rephen
According to PACER, in or around early 2010, the Law Offices of Bradley J. Rephen allegedly started calling a Massachusetts consumer every day to collect a debt. She claimed that the callers threatened to file criminal charges against her and take her to court if she did not pay.
Feeling harassed by Law Offices of Bradley J. Rephen, she used the firm for:
● Using profane and obscene language
● Using harassing and deceptive means to collect a debt
● Threatening legal actions it had no intention of taking
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection law firm is 1-845-638-6406. If you see it on your caller ID, it means that the Law Offices of Bradley J. Rephen is calling you. If they use abusive strategies to get you to pay, hire a consumer lawyer after a free evaluation and file a claim against the Law Offices of Bradley J. Rephen. You could receive both statutory and punitive damages in a lawsuit. Even collection attorneys are not above the law.
*Case taken from PACER (www.pacer.gov). File number is Case 1:10-cv-11027-NG from the United States District Court for the District of Massachusetts.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Law Offices of Bradley J. Rephen or any other third-party collection agency, you may not be entitled to any compensation.