If nearly every call you get is from a debt collector, you’re probably feeling out of control. These collection agencies will go to extreme measures to intimidate consumers into paying debts they can’t afford. Don’t let it happen to you when there are laws in place to protect you.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, regulates the conduct of third-party debt collectors and gives you the right to take action when a collection agency commit violations like the following:
- Calling at inconvenient times
- Showing up at your house to intimidate you
- Threatening action they cannot legally take or have no intention of taking
- Threatening to call your company’s payroll department and garnish your wages
- Contacting you after you have sent a cease and desist letter
- Refusing or failing the validate the debt
Company Profile: Bonded Adjustment Company
If you are being called by Bonded Adjustment Company, a more detailed company background is below.
Bonded Adjustment Company, is a debt collection agency located in Spokane, Washington. It was founded in 1916, has 15 employees, and is managed by owner Shaun Bleecker.
Litigation records viewable at the PACER website confirm that consumers who believed they were being harassed by Bonded Adjustment Company hired consumer lawyers to help them fight back.
Alleged Violations against Bonded Adjustment Company
According to PACER, in or around early 2018, Bonded Adjustment Company started contacting a Washington consumer about an alleged debt. She complained that they ignored her dispute letters and demanded amounts that were inconsistent and unclear.
Feeling harassed by Bonded Adjustment Company, she filed an FDCPA lawsuit against the agency for the following alleged violations:
- Falsely representing the amount, character, or legal status of the debt
- Ignoring her dispute letter
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
If the phone rings and they appear on your caller ID, it means that Bonded Adjustment Company is on the line. If they ignore your dispute and demand inconsistent amounts, don’t be harassed. Hire a consumer lawyer and file a claim against Bonded Adjustment Company.
If you win your case, you could be awarded statutory damages of $1000 per FDCPA violation and legal costs, so act on your rights and get the compensation you deserve.
Case taken from PACER (pacer.gov). File number is Case 2:18-cv-00234-SAB from the United States District Court for the Eastern District of Washington.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Bonded Adjustment Company, or any other third-party collection agency, you may not be entitled to any compensation.