While credit makes your life easier, it can also ruin you financially if you are ever unable to make the minimum payments on your accounts. When debt collectors start harassing you for payment, the situation can become a nightmare unless you know your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is dedicated to protecting consumers from harassment by third-party collection agencies. Debt collectors are prohibited from using pressure tactics like the following to make you pay:
- Swearing and using profane language
- Calling at all hours of the day and night
- Discussing the debt with your family, friends, and co-workers
- Demanding payment for a time-barred debt
- Pretending to be attorneys or police officers
- Ignoring a formal cease communications request
Company Profile: Blueshore Recovery Systems, LLC
If you are being called by Blueshore Recovery Systems, LLC, a company overview is below.
Blueshore Recovery Systems, LLC, which also does business as Blueshore, LLC, is a collection agency located in Fort Mill, South Carolina. It was founded in 2008, has 20 employees, and is managed by Kristina Wood.
A review of legal records at the PACER website holdings verifies that people who thought that they were being harassed by Blueshore Recovery Systems, LLC fought back by filing lawsuits.
Alleged Violations against Blueshore Recovery Systems, LLC
According to PACER, in or around early 2011, Blueshore Recovery Systems, LLC started contacting a Florida consumer to collect a medical debt. Although he insisted that the bill had been covered, the company allegedly continued to call and harass him.
Feeling harassed by Blueshore Recovery Systems, LLC, the consumer sued the agency for allegedly:
- Using unfair and unconscionable means to collect a debt
- Using harassing and abusive means to collect a debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-877-788-3227. If it ever appears on your caller ID, be aware that you are being called by Blueshore Recovery Systems, LLC. If they chase you for a debt that you’ve already paid, you can stop the harassment by hiring a consumer lawyer and filing a claim against Blueshore Recovery Systems, LLC.
You may be awarded $1,000 per FDCPA violation plus legal costs. When debt collectors go too far, you have the standing to assert your rights.
Case taken from PACER (pacer.gov). File number is Case 0:11-cv-60585-KMM from the United States District Court for the Southern District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Blueshore Recovery Systems, LLC or any other third-party collection agency, you may not be entitled to any compensation.