Are you receiving calls or demand letters from debt collectors? Although this can be an isolating and frightening experience, understand that you are not alone. Nearly all adult Americans carry some form of debt, whether it is a credit card balance, medical bills, a student loan, or a mortgage. Although debt is common, many collection agencies persist in treating you badly when hard times prevent you from repaying.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a federal statute that governs third-party debt collectors, which are companies hired to collect your debt or, on some occasions, debt buyers who purchase old or charged-off obligations from the original creditor. This law prohibits them from using methods like those below to collect your debt:
- Calling you after you have informed them you have an attorney
- Saying they will garnish your wages or seize your assets to cover what you owe
- Using profane or insulting language
- Calling before 8:00 a.m. or after 9:00 p.m. in your time zone
- Placing pre-recorded calls to your cell phone without your consent
- Discussing your debt with third parties like your friends and coworkers
Company Profile: Blackstone Financial Group, LLC
If you are being called by Blackstone Financial Group, LLC, details about the agency are below.
Blackstone Financial Group, LLC is a debt collection agency located in Ontario, California. It was started in 2009, has 50 to 99 people on staff, and is managed by CEO Benjamin Bequer. Legal records digitized and indexed at the PACER website suggests that consumers who felt they were being harassed by Blackstone Financial Group, LLC reacted to the perceived abuse by summoning the company to court.
Alleged Violations against Blackstone Financial Group, LLC*
According to PACER, on or about April 8, 2010, Blackstone Financial Group, LLC allegedly called a California consumer and left a voicemail demanding payment of a credit card debt. She alleged that in this voicemail, the caller warned that a court summons had been issued and that she was to be served the summons that day. Unless she called them immediately, a judgment would be placed.
Two more calls allegedly followed on April 9 and April 12, both of them repeating the threat and adding that the consumer’s case now had a number: 9241-LDL.
Feeling harassed by Blackstone Financial Group, LLC, the woman hired a consumer attorney sued the agency for:
- Using false, deceptive and misleading means to collect a debt
- Threatening actions that could not legally be taken
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for Blackstone Financial Group, LLC is 1-909-456-1240. If you are distracted during dinner by the phone ringing and see it on your caller ID, it means that Blackstone Financial Group, LLC is trying to speak to you. Don’t be intimidated by their demands- hire a consumer lawyer and file a claim against Blackstone Financial Group, LLC. When collection agencies violate the FDCPA, you are entitled to $1,000 in statutory damages, and any actual damages. The debt collector is also responsible for your attorneys’ fees, leaving you with no out-of-pocket expenses and the agency with a debt of its own.
*Case taken from PACER (www.pacer.gov). File number is Case 3:11-cv-00283-JLS-BLM from the United States District Court for the Southern District of California.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Blackstone Financial Group, LLC or any other third-party collection agency, you may not be entitled to any compensation.