Few people make credit card purchases without the intention of making repayments, but an accident or illness can leave you in such poor financial shape that you can no longer make ends meet. If debt collectors harass you as they try to collect your money, understand that you have rights that protect you from such treatment.
Your Rights Under the FDCPA
Congress passed the Fair Debt Collection Practices Act (FDCPA) in 1977 to allow indebted consumers to resolve their debt situation without being subjected to pressure tactics like the following:
● Calling you names like deadbeat or loser
● Threatening to publish your name to a public debtor’s list
● Using an autodialer to send nonstop calls to your phone
● Telling your friends and relatives that you don’t pay your bills
● Saying they have a court action in progress when they don’t
● Calling you at the crack of dawn or late at night
Company Profile: Bishop, White, Marshall & Weibel
If you are being called by Bishop, White, Marshall & Weibel, an overview of the firm is below.
Bishop, White, Marshall & Weibel is a debt collection law office located in Concorde, California, with an additional office in Seattle, Washington. It was founded in 1985, has 95 employees, and is managed by its President, William L. Bishop Jr. An inspection of archived records at the PACER website suggests that consumers who believed that they were being harassed by Bishop, White, Marshall & Weibel sued the office for violating their rights.
Alleged Violations against Bishop, White, Marshall & Weibel*
According to information on the PACER website, in or around March 18, 2010, a California consumer called Bishop, White, Marshall & Weibel regarding an alleged Discover Card debt. He spoke to a representative who allegedly failed to identify herself as a debt collector before asking him to put his request in writing. He did so, and added that he was now being represented by a bankruptcy attorney.
On March 19, a representative allegedly called him directly, although the firm had been informed that he had legal counsel. He also alleged that he had never received a debt validation package yet. On March 22, the firm faxed him a letter with the heading ‘Discover Bank, Issuer of the Discover Card, vs. (Consumer Name)’, suggesting that legal action was in progress when it was not. In addition, the consumer allegedly received constant calls via an autodialer system.
Feeling harassed by Bishop, White, Marshall & Weibel, the consumer filed an FDCPA lawsuit against the firm for allegedly:
● Contacting him directly despite knowing that he had an attorney
● Failing to identify itself a debt collector in all communications
● Trying to collect during the dispute period
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If you see either number on your caller ID when the phone rings, you are being called by Bishop, White, Marshall & Weibel, presumably about a debt that they are trying to collect from you. If they call you directly when they know you have legal representation, hire a consumer lawyer and file a claim against Bishop, White, Marshall & Weibel. You could be awarded $1,000 per FDCPA violation, so when you know you’re in the right, take action.
*Case taken from PACER (www.pacer.gov). File number is Case 3:11-cv-01042-BTM-CAB from the United States District Court for the Southern District of California at San Diego.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Bishop, White, Marshall & Weibel or any other third-party collection agency, you may not be entitled to any compensation.