Many people who are being chased by collection agencies have no idea what their rights are. When a debt collector calls them non-stop, discusses their debt with the consumer’s friends, family, and colleagues, and threatens to garnish their wages, they believe that they can only stop the harassment by declaring bankruptcy.
Your Rights Under the FDCPA
In 1977 Fair Debt Collection Practices Act, or FDCPA, was passed to halt the abusive collection tactics being practiced by third-party debt collectors.
Today, any collection agency that uses strategies like those below can be fined or lose their license.
- Swearing and using profane language
- Demanding amounts that exceed the original debt
- Talking to uninvolved parties such as your friends, family, and co-workers about the debt
- Calling you repeatedly and leaving messages that do not identify them as debt collectors
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Claiming to be an attorney or a law enforcement official
Company Profile: Biehl & Biehl, Inc.
If you are being called by Biehl & Biehl, Inc., a company overview is below.
Biehl & Biehl, Inc. is a collection agency located in Carol Stream, Illinois. It opened for business in 1940, has 34 employees, and is managed by its President, William J. Biehl.
The PACER website holds consumer litigation records confirming that people who thought that they were being harassed by Biehl & Biehl, Inc. did not hesitate to sue.
Alleged Violations against Biehl & Biehl, Inc.
According to PACER, Biehl & Biehl, Inc. began calling an Illinois consumer to collect a debt. He alleged that the company called him every day, often from blocked numbers, and never sent him a debt validation letter.
Feeling harassed by Biehl & Biehl, Inc.,the consumer filed an FDCPA lawsuit against the agency for allegedly:
- Failing to send a debt validation letter
- Using harassing and abusive means to collect a debt
- Failing to identify itself as a debt collector in all communications
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If any of them appear on your caller ID, you are being called by Biehl & Biehl, Inc., presumably about a debt you are believed to owe.
If they call you on a daily basis and refuse or fail to validate the debt, take action by hiring a consumer lawyer and filing a claim against Biehl & Biehl, Inc.
If the court rules in your favor, you could receive $1,000 per FDCPA violation, so taking a rogue debt collector to court can be a recommended course of action.
Case taken from PACER (pacer.gov). File number is Case: 1:09-cv-07543 from the United States District Court for the Northern District of Illinois, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Biehl & Biehl, Inc. or any other third-party collection agency, you may not be entitled to any compensation.