With over 17.8 million people unemployed due to COVID-19, it’s not surprising that debts go unpaid. Overdue medical bills, credit cards, and other debts can enter collections when they become more than 180 days past due, and not all debt collectors are polite when collecting them.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act was passed in 1977, but abuses are still evident over 40 years later. This appears to be because debtors unfamiliar with their rights give in to make the bullying stop, unaware that tactics like the following are illegal:
- Telling your friends and family that you owe a debt
- Calling you names like loser or deadbeat
- Using the phone to harass you
- Pretending to be police officers or government agents
- Calling you at work
- Using abusive language
Company Profile: Best Egg
Best Egg, which also does business as Marlette Funding, is a loan servicer and debt collection office headquartered in Wilmington, Delaware. It opened for business in 2017, employs 17 people, and is overseen by Jeffrey Meiler. Digitized legal records at the PACER legal archive show that those who believed Best Egg was harassing them consulted a consumer lawyer before taking a stand.
Alleged Violations against Best Egg
According to PACER, in or around May 2018, Best Egg called a Florida consumer to collect a debt related to a personal loan he had taken out with them. He said that May 2, 2018 and September 11, 2018, the company called his cell phone 225 times to harass him into paying.
Feeling harassed by Best Egg, the consumer took the company to court for:
- Harassing him by phone
- Calling him after being asked to stop
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this company are:
If they show up on your caller ID, Best Egg is on the line. If they call you at a harassing rate, hire a consumer lawyer and file a claim against Best Egg. The court could order the company to pay you $1,000 per violation. When you understand your rights, it becomes easier to act on them.
*Case taken from PACER (pacer.gov). File number is Case 4:18-cv-00553-AW-CAS from the United States District Court for the Northern District of Florida
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Best Egg or any other third-party collection agency, you may not be entitled to any compensation.