Skip to content
STOP DEBT ABUSE NOW!
Debt Collection
Agencies
Free Legal Help

By Contributing Author: Sergei Lemberg Updated on

Is BCA Financial Services Calling You?*

Stop the
Harassment

You have legal rights. We can help.

 


Be informed about your consumer rights! If BCA Financial Services calls, you may want to be prepared.

If you are so deep in debt that your credit cards, student loans, and other accounts have gone into collections, debt collectors will soon start reaching out to you, and not always politely.

Don’t let them pressure you into payments you can’t afford: if they go so far as to harass you, you have the legal right to tell them to stop.

Your Rights Under the FDCPA

In 1977 Congress passed the Fair Debt Collection Practices Act, or FDCPA. This consumer protection law gave indebted consumers the right to dispute a debt and made it illegal for third-party debt collectors to use pressure tactics like those below:

  • Calling at unreasonable and inconvenient hours
  • Using obscene or profane language
  • Threatening action they are not in a position to legally take
  • Contacting you after you have formally requested that all communications cease
  • Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
  • Reporting false information to the credit bureaus

Need Help With Bca Financial Services?

Call for a Free Case Evaluation Now!

Company Profile: BCA Financial Services

BCA Financial Services is a debt collection company located in Palmetto Bay, Florida. It was established in 1956, has approximately 135 employees, and is managed by its President, Pamela Kirchner.

Records on file at the PACER (Public Access to Court Electronic Records) website indicate that many consumers who believed they were being harassed by BCA Financial Services refused to pay debts they did not owe or could not afford.

BCA Financial Services Stop Calling Debt Harrasment Lawyer

Need Help With Bca Financial Services?

Call for a Free Case Evaluation Now!

Alleged Violations against BCA Financial Services

According to PACER**, in May 2015 a Florida resident received a collection letter from BCA Financial Services that demanded payment of a medical debt she had already settled with the original creditor.

Despite her insistence that she did not owe it, the agency allegedly sent another demand letter the following month.

Feeling harassed by BCA Financial Services, she hired a consumer attorney and sued the company for allegedly violating the FDCPA by using false, deceptive and misleading means to collect a debt.

The matter was later closed.

Need Help With Bca Financial Services?

Call for a Free Case Evaluation Now!

Hire an Attorney

The phone numbers for this debt collection agency are as follows:

If any of them appear on on your caller ID when the phone rings, be aware that you are being called by BCA Financial Services. If they demand payment of a settled debt, hire a consumer attorney.

If you decide to file a claim against BCA Financial Services, the court could award you $1,000 per FDCPA violation plus legal costs.

When you know you don’t owe a debt, a consumer attorney can help you stop a collection agency from harassing you for good.

**Case taken from PACER (www.pacer.gov). File number is Case 9:15-cv-81090-DMM from the United States District Court for the Southern District of Florida.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against BCA Financial Services, or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
Be the first to comment

Leave a Comment

Write a comment below to share your experience. Or, instead you can send a secure message to our legal team.
Email & phone number are required to block spam, but will not be published.

Briefly describe your experience

Briefly describe your experience

What’s your name?

What’s your name?

What’s your email address?

Please enter a valid email address.

What’s your phone number?

Please enter a valid phone number.

Want to know if you could sue? Get a free legal evaluation.

Free Case Evaluation

    1. Please fill out your contact information:



    2. Has a debt collection done any of the following:


    By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.

    GET YOUR
    FREE
    CASE EVALUATION