No one deserves to be abused for owing money, but this is what happens to indebted consumers every day. Debt collectors yell at them, make threats, and in general hound them until they pay, declare bankruptcy, or fight for their rights.
Your Rights Under the FDCPA
Under the Fair Debt Collections Practices Act (FDCPA), third-party debt collectors must be fair and ethical in all interactions with consumers. Actions like the following can incur sanctions from the Federal Trade Commission and other regulatory bodies.
- Calling you before 8:00 a.m. and after 9:00 p.m. your time
- Disguising the fact that they are debt collectors trying to collect a debt
- Refusing or failing the validate the debt
- Demanding amounts that exceed the amount of the original debt
- Using profane or obscene language
- Calling you at work if they know that your employer does not permit such calls
Company Profile: BAS Receivable Management
If you are being called by BAS Receivable Management, below is a general company overview.
BAS Receivable Management, which also does business as Bonded Adjusting Service, is a medical debt collection agency in Fort Collins, Colorado. It was founded in 1960, has fewer than 10 employees, and is managed by owner Mr. Harri Lintukorpi. Lawsuit records at the PACER website indicate that consumers who believed that they were being harassed by BAS Receivable Management exercised their right to sue.
Alleged Violations against BAS Receivable Management*
According to information on the PACER website, on or about April 2, 2014, BAS Receivable Management sued a Colorado resident to collect a medical debt, and obtained a default judgment when he failed to appear.
The consumer claimed that he learned about the judgment when wage garnishment began on or about March 20, 2015, when his employer withheld $400.28 from his paycheck. He decided to resolve the matter by going to BAS Receivable Management’s office on March 23, 2015 and paying the debt in full, including the garnished amount, but alleged that his wages continued to be garnished and the amount that had been taken prior to payment was not refunded.
Feeling harassed by BAS Receivable Management, the consumer hired a lawyer and took the agency to court for:
- Misrepresenting the character, amount, or legal status of the debt
- Using harassing and abusive means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Trying to collect an amount not permitted by law
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-970-484-2101. If it appears on your caller ID, it means that BAS Receivable Management is calling. If they collect more money than you actually owe and refuse to return the surplus, hire a consumer lawyer and file a claim against BAS Receivable Management. The FDCPA forces collection agencies that violate its guidelines to compensate the affected consumers financially, so fighting back can be your best option.
*Case taken from PACER (pacer.gov). File number is Case 1:15-cv-01313-CBS from the United States District Court for the District of Colorado.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against BAS Receivable Management or any other third-party collection agency, you may not be entitled to any compensation.