If debt collectors are contacting you all the time, you may feel like declaring bankruptcy to get relief from all the harassment. Although this can be a feasible option when your debt level is out of control, you should also get a free case evaluation from a consumer attorney because it is illegal for collection agencies to harass consumers.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) controls how debt collectors may interact with consumers while trying to collect a legitimate debt. Specifically, they must avoid using underhanded or abusive tactics like those listed below:
- Using profane and abusive language
- Demanding illegal service fees
- Telling you that you can be sent to prison if you don’t pay
- Calling at all hours of the day and night
- Ignoring your dispute letter
- Calling you at your workplace
Company Profile: Bayside Capital Services, LLC
If you are being called by Bayside Capital Services, LLC, a company summary is below.
Bayside Capital Services, LLC is a collection agency in Buffalo, New York. It opened its doors in 2014, has fewer than 10 employees, and collects all varieties of consumer debt. The agency has an F rating with the Better Business Bureau. Records at the PACER website indicate that those who felt harassed by Bayside Capital Services, LLC refused to be intimidated.
Alleged Violations against Bayside Capital Services, LLC
According to PACER, in or around April 2019, Bayside Capital Services, LLC began calling a Texas consumer to collect a payday loan. She claimed that on April 23, a collector called her workplace and told her co-worker to have her call them back about a debt. Another call was allegedly placed to her father.
The consumer called Bayside Capital Services, LLC and asked why her family members were being called and how her father’s number was obtained. She was allegedly told that the agency got his number by checking her social security number. A representative then allegedly demanded that she make a payment of $700, although the original debt was only $300.
The consumer told the company to stop calling her, but she continued to receive calls on her cell phone, apparently from an autodialer.
Feeling harassed by Bayside Capital Services, LLC, the consumer took the agency to court for:
- Mentioning her debt to her family and colleagues
- Calling her workplace
- Harassing her with an autodialer
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If you notice either of them your caller ID, Bayside Capital Services, LLC may be trying to collect a debt from you. If they call you with an autodialer and freely share details of your debt with your friends and family, hire a consumer lawyer and file a claim against Bayside Capital Services, LLC. You could receive $1,000 per FDCPA violation, as well as court costs and attorney fees. When debt collectors cross the line, the law lets you get justice.
*Case taken from PACER (pacer.gov). File number is Case 1:19-cv-00564-LY from the United States District Court for the Western District of Texas, Austin Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Bayside Capital Services, LLC or any other third-party collection agency, you may not be entitled to any compensation.