If you miss too many payments on any kind of debt, the accounts will eventually be turned over to a collection agency. Although they are supposed to be professional when dealing with you, not all of them obey the law in this regard. If a debt collector is making your life miserable, a free case evaluation from a consumer lawyer can stop the harassment.
Your Rights Under the FDCPA
Debt collectors can be aggressive when trying to collect payments, but don’t forget that you have rights. The Fair Debt Collection Practices Act, or FDCPA, is a law that prevents collection agencies from using collection tactics like those below:
- Swearing and calling you names
- Failing to identify themselves as debt collectors in every communication
- Pretending to be members of law enforcement
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m.
- Contacting your family about the debt
- Threatening legal actions that they have no intention of taking
Company Profile: Baker, Bloomberg & Associates, LLC
If you are being called by Baker, Bloomberg & Associates, LLC, here are some additional firm details.
Baker, Bloomberg & Associates, LLC is a law office and collection agency in Houston, Texas. It was established in 2010, has 26 employees, and is managed by Brandon Buteaux. Court records at the PACER website show that those who felt harassed by Baker, Bloomberg & Associates, LLC hired legal counsel to help them fight back.
Alleged Violations against Baker, Bloomberg & Associates, LLC
According to PACER, on or around December 20, 2018, Baker, Bloomberg & Associates, LLC sent a collection letter to a Kentucky consumer about a debt arising from a home renovation project.
This letter allegedly did not inform her of the creditor’s name or explain her right to dispute the debt within 30 days. Instead, it stated, “If you are disputing any or all charges, kindly advise within 30 days and submit all supporting documentation in support of same.” The letter also allegedly did not identify the sender as a debt collector.
Feeling harassed by Baker, Bloomberg & Associates, LLC, the consumer sued the firm for:
- Failing to identify itself as a debt collector
- Using misleading means to collect the debt
- Demanding payment during the validation period
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection firm is 1-281-578-2911. Its presence on your caller ID means that Baker, Bloomberg & Associates, LLC is on the line. If they send demand letters that fail to give you all relevant information, hire a consumer lawyer and file a claim against Baker, Bloomberg & Associates, LLC. You could potentially win $1,000 per FDCPA violation.Your attorney will help you protect your rights when a debt collector breaches them.
*Case taken from PACER (pacer.gov). File number is Case 3:19-cv-00925-RGJ from the United States District Court for the Western District of Kentucky, Louisville Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Baker, Bloomberg & Associates, LLC or any other third-party collection agency, you may not be entitled to any compensation.