Are you being called by Avadanian & Adler, LLC? Here’s what you need to know
Debt collectors have a bad reputation that is well earned. Too many of them verbally abuse you, threaten to garnish your wages, and call your workplace to discuss the debt with your boss. If this is happening to you, know that these collection methods are illegal and you have grounds to fight back and demand compensation.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect consumers from being abused by third-party debt collectors. This federal consumer protection law prohibits collection agencies from using tactics like the following to compel debt payment.
- Swearing and using racist or sexist language
- Telling you that by failing to pay the debt, you have committed a crime and will be arrested
- Discussing the debt with anyone except you, your spouse, or your attorney
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Demanding amounts that are inflated by ‘service charges’
- Calling you several times per day using an autodialer
Company Profile: Avadanian & Adler, LLC
If you are being called by Avadanian & Adler, LLC, information about the company is below.
Avadanian & Adler, LLC is collection agency located in Delray Beach, Florida, with a branch office in Blairsville, Georgia. It was established in 1998, has l10-19 employees, and is managed by its co-founder and CEO, Gregg Avadanian. Records on file at the PACER (Public Access to Court Electronic Records) website confirm that people who believed they were being harassed by Avadanian & Adler, LLC filed lawsuits against the company to seek compensation.
Alleged Violations against Avadanian & Adler, LLC
Jason Schmitt vs. Avadanian & Adler, LLC et al*
According to PACER, in or around early 2014, Avadanian & Adler, LLC began contacting Maryland resident Jason Schmitt about an alleged medical debt. He advised the collectors that he was disabled and surviving solely on his social security disability income. When he offered to make small monthly payments to stop further collection activity, they allegedly laughed at him, threatened to garnish his nonexistent wages, and repossess his car.
Mr. Schmitt also alleged that they used abusive language, calling him a “fu*king liar” and “guy in a tutu”, and even called his parents. One collector allegedly called his mother stupid and said that her son was stupid as well. Some calls even came after 9:00 p.m. at night.
Feeling harassed by Avadanian & Adler, LLC, the Hardeckis hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using profane and abusive language
- Using harassing, oppressive, and abusive means to collect a debt
- Using unfair or unconscionable means to collect a debt
- Discussing the debt with uninvolved third parties
- Calling him outside of approved hours
- Misrepresenting the character, amount, or legal status of the debt
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are:
If any of them appear on your caller ID when the phone rings, be aware that you are being called by Avadanian & Adler, LLC. If they use abusive language, discuss your debt with uninvolved parties, and threaten unfounded legal consequences, hire a consumer attorney. Bullying consumers is a violation of the FDCPA, and if you file a claim against Avadanian & Adler, LLC, you could potentially be awarded $1,000 per violation as well as costs associated with pursuing the claim. When a debt collector goes too far with you, the law helps you to take a stand.
*Case taken from PACER (www.pacer.gov). File number is Case 1:13-cv-00593-WMN from the United States District Court for the District of Maryland, Northern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Avadanian & Adler, LLC, or any other third-party collection agency, you may not be entitled to any compensation.