Nonstop calls from collection agencies can damage the quality of our lives. We become anxious every time the phone rings, and the sound of the mail arriving causes our hearts to race, fearful that we’re getting another demand letter.
If a collection agency is pursuing you to the point that you feel harassed, there are ways to make them stop.
Your Rights Under the FDCPA
Although the Fair Debt Collection Practices Act requires debt collectors to treat you with respect, thousands of consumers complain of being subjected to abusive tactics like the following:
- Failing to identify themselves during each communication as a debt collector seeking to collect a debt
- Failing to report your dispute to the credit bureaus
- Demanding payment for a time-barred debt
- Demanding you pay a discharged debt
- Contacting you directly when they know that you have an attorney
- Failing or refusing to validate the debt
Company Profile: Aurora Collection Bureau
If you are being called by Aurora Collection Bureau, here are some additional details about the company.
Aurora Collection Bureau, which also does business as Check Replacement Systems, is a collection agency in Denver, Colorado.
It was established in 1989, has fewer than 10 employees, and is managed by CEO David Marshall.
A review of court records archived at the PACER website reveals that consumers who believed that they were being harassed by Aurora Collection Bureau sought compensation.
Alleged Violations against Aurora Collection Bureau
According to PACER, in or around November 3, 2009, Aurora Collection Bureau served a summons on a Colorado consumer at her place of business.
She called the agency to inquire about making payment arrangements and agreed to pay $100 a month until the debt was settled.
The agency representative allegedly told her not to worry about the court date now that they had an agreement with her, but she discovered soon afterward that a judgment had been entered against her for not appearing in court.
Feeling harassed by Aurora Collection Bureau, the consumer filed an FDCPA lawsuit against the company for allegedly:
- Using false, deceptive, and misleading means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is:
When these numbers flash on your caller ID, it is confirmation that you are being called by Aurora Collection Bureau.
If you are subjected to a default judgment because they gave you misleading information, protect yourself by hiring a consumer lawyer and filing a claim against Aurora Collection Bureau.
You could potentially be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages, so exercise your rights when a debt collector crosses the line.
Case taken from PACER (pacer.gov). File number is Case 1:11-cv-03189-WYD-KLM from the United States District Court for the District of Colorado.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Aurora Collection Bureau or any other third-party collection agency, you may not be entitled to any compensation.