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By Contributing Author: Sergei Lemberg Updated on

Are You Being Called By Association Capital Resources, LLC?

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Being bullied by debt collectors can hurt you on several levels. They interrupt your time with your family and make you afraid to answer the phone. If they call you at work, everyone in the office knows that you’re in financial trouble. What they won’t admit is that their conduct is illegal.

Your Rights Under the FDCPA

If a collection agency is making your life miserable, they can be fined or even lose their license. The Fair Debt Collection Practices Act, or FDCPA,prohibits the use of actions like the following to compel a consumer to pay a debt.

● Intentionally reporting false information about the debt to the credit bureaus
● Refusing to validate the debt
● Reaching out to you directly after you hire an attorney
● Leaving voice messages that do not identify them as debt collectors
● Threatening you with physical harm
● Pursuing a debt included in a bankruptcy

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Company Profile: Association Capital Resources, LLC

If you are being called by Association Capital Resources, LLC, a company background is below.

Association Capital Resources, LLC, which also does business as Axiom Resources, is a debt collection agency in Tampa, Florida. It opened for business in 2011, has approximately 20 employees, and is managed by C. Jae Heinberg. The company has a B+ rating with the Better Business Bureau. Records viewable online at the PACER website show that people who believed they were being harassed by Association Capital Resources, LLC acted on their rights.

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Alleged Violations against Association Capital Resources, LLC

According to PACER, in or around late 2017, Association Capital Resources, LLC contacted a Florida consumer who had purchased a foreclosed property. The letter stated that he owed a back-logged balance of HOA fees from when the property was foreclosed upon in 2016.

However, the covenants for the property stated that any liens would be extinguished after it was sold. When the consumer attempted to sell the property, he allegedly found that Association Capital Resources, LLC still had a title lien on it. When he approached the company, an agent allegedly replied, “We don’t care what your attorney or ours say, we are entitled to get our money and we are going to get our money or you will not get a release.”

Feeling harassed by Association Capital Resources, LLC, the consumer secured legal counsel and sued the agency for misrepresenting the legal status of a debt.
The matter was later settled.

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Hire a Consumer Lawyer

The phone numbers for this debt collection agency are:

● 1-813-440-5520
● 1-888-925-0688

If you ever see them on your caller ID, Association Capital Resources, LLC is reaching out about a debt you may not legally owe. If they complicate things for you by misrepresenting the legal status of an alleged debt, get a free case evaluation from a consumer attorney before filing a claim against Association Capital Resources, LLC. You could win significant costs and damages if the claim succeeds, so when a debt collector pushes you, you have the ability to push back.

*Case taken from PACER ( File number is Case 3:18-cv-00253-HLA-JRK from the United States District Court for the Middle District of Florida, Jacksonville Division.

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Additional Resources

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Association Capital Resources, LLC or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
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