Collection agencies train their employees to do what it takes to collect a debt. As a result, consumers are called at all hours, threatened with lawsuits, and verbally abused. If it happens to you, be aware that such tactics are illegal.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act serves as a regulatory law for debt collectors. If a company tries to harass you by using strategies like these, they can be fined and even closed permanently.
● Using foul language
● Trying to collect amounts that exceed the original debt
● Pretending to be police officers
● Calling at inconvenient times
● Threatening legal action they cannot take
● Contacting you when you are represented by an attorney
Company Profile: Assigned Credit Solutions, Inc.
If you are being called by Assigned Credit Solutions, Inc., an agency overview is below.
Assigned Credit Solutions, Inc., which also does business as ACS, is a debt collection agency in Marlton, New Jersey. It was founded in 2007, employs 11 people, and is overseen by Christopher Bradbury. Litigation records at the PACER legal archive indicate that those who believed that Assigned Credit Solutions, Inc. was harassing them got a free case review from a consumer lawyer.
Alleged Violations against Assigned Credit Solutions, Inc.
According to PACER, on or around November 15, 2013, Assigned Credit Solutions, Inc. sent an email to a Florida consumer regarding a rental debt that she disputed. She alleged that the email did not properly identify the sender as a debt collector.
Feeling harassed by Assigned Credit Solutions, Inc., she sued the firm for failing to disclose that it was a debt collector.
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collector are:
If they appear on your caller ID, you are being called by Assigned Credit Solutions, Inc. If they do not identify themselves as debt collectors in all communications with you, hire a consumer lawyer and file a claim against Assigned Credit Solutions, Inc. You could receive $1,000 per violation of the FDCPA, so when a collection agency pushes the limit, a court action could change their perspective.
*Case taken from PACER (www.pacer.gov). File number is Case 0:13-cv-62677-RSR from the United States District Court for the Southern District of Florida.
- Did A Collection Agency Make False Statements Regarding Your Debt?
- Are You Being Threatened By A Debt Collection Agency?
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Assigned Credit Solutions, Inc. or any other third-party collection agency, you may not be entitled to any compensation.