Are debt collectors calling you around the clock, making demands you can’t meet? You may think that bankruptcy is your only option, but in reality, the law gives you the right to tell a collection agency to stop contacting you and take them to court if they refuse.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers who were declaring bankruptcy to escape harassment. Today, if a collection agency uses these types of methods to get you to pay a debt, you can sue them for significant damages.
● Making threats they have no intention of following up on
● Calling you a loser or criminal for not paying a debt
● Contacting you even after you’ve ordered them to cease communications
● Using foul language
● Failing or refusing to validate the debt
● Leaving voice messages that do not identify the collector
Company Profile: Asset Retrieval
If you are being called by Asset Retrieval, more information on the agency is below.
Asset Retrieval is a debt collection agency in Cincinnati, Ohio. It opened for business in 1995, has approximately five employees, and is managed by William Robbe. A review of litigation files archived at the PACER website shows that people who believed they were being harassed by Asset Retrieval did not yield to unethical debt collection practices.
Alleged Violations against Asset Retrieval
According to PACER, on or around dated June 8, 2015, Asset Retrieval sent a collection letter to an Ohio consumer regarding a debt that was included in a Chapter 7 bankruptcy filed the previous March, although it was provided with notice of his case on April 2.
Feeling harassed by Asset Retrieval, the consumer took the agency to court for:
● Using harassing and abusive means to collect a debt
● Demanding payment for a debt included in a bankruptcy filing
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-513-451-9675. If it shows up on your caller ID at any time, it means that Asset Retrieval is trying to contact you. If they chase you for a debt covered by an earlier bankruptcy, you can get a free case evaluation from a consumer attorney before filing a claim against Asset Retrieval. When they pressure you over a debt they cannot legally collect, consequences result.
*Case taken from PACER (www.pacer.gov). File number is Case: 1:15-cv-00472-SJD from the United States District Court for the Southern District of Ohio, Western Division at Cincinnati.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Asset Retrieval or any other third-party collection agency, you may not be entitled to any compensation.