Debt collectors can drive you to distraction. They call you all day, call you a criminal for not paying your debts, and contact your relatives or your boss. This article will reveal what they really can and cannot do.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) controls what debt collectors can do while attempting to collect consumer debts. Actions like the following are strictly prohibited:
● Using an autodialer to call you
● Demanding payment for a time-barred debt
● Discussing your debt with anyone except you, your spouse, or your attorney
● Contacting you directly if they know you are being represented by an attorney
● Adding illegal service fees to the original debt
● Threatening to report inaccurate information to the credit bureaus
Company Profile: Huntington Asset Management Corporation
If you are being called by Huntington Asset Management Corporation, the company’s background is below.
Huntington Asset Management Corporation, which also does business as Westwood Asset Management LLC, is a debt collection agency in Buffalo, New York. It opened for business in 2011, has 10 employees, and has been accused of trying to collect nonexistent payday loans from consumers. Records at the PACER website show that people who felt harassed by Huntington Asset Management Corporation got a free case review from a consumer lawyer and fought back.
Alleged Violations against Huntington Asset Management Corporation
According to PACER, in or around early 2011, Huntington Asset Management Corporation began calling an Ohio consumer and demanding payment for an alleged personal loan. He complained that collectors threatened to have her charged with bank fraud and issue a summons within 24 hours, although no lawsuit was ever filed. When she asked the caller whether they were a debt collector, they allegedly refused to respond and accused her of trying to get out of paying her bill.
Feeling harassed by Huntington Asset Management Corporation, the consumer filed a claim against the agency for:
● Threatening legal action it did not intend to take
● Using deceptive means to get him to pay
● Harassing him by phone
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-877-297-7570. If it pops up on your caller ID, Huntington Asset Management Corporation is on the line. If they are verbally abusive and threaten to drag you into court, hire a consumer lawyer and file a claim against Huntington Asset Management Corporation. If you win your case, you could be awarded $1,000 per FDCPA violation, so pursue your rights.
*Case taken from PACER (www.pacer.gov). File number is Case: 1:11-cv-01835-DAP from the United States District Court for the Northern District of Ohio, Eastern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Huntington Asset Management Corporation or any other third-party collection agency, you may not be entitled to any compensation.