Are you being called by Aspen National Collections? Make sure you protect your rights!
The debt collection industry has been accused of being unscrupulous and immoral, and it’s easy to see why. Every year, the Federal Trade Commission receives literally thousands of complaints about abusive conduct on the part of third-party debt collectors.
While many companies run an ethical operation and obey the law, others act as if they are completely exempt from federal governance.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, protects you from being abused by third-party collection agencies. Actions like the following can cause a company to be fined and even lose its license:
- Using profane and abusive language
- Refusing to validate the debt and prove that they are authorized to collect it
- Threatening to have you arrested, seize your property or garnish your wages
- Calling you at work if they know what such calls are not allowed
- Telling your friends, neighbors, and co-workers that you owe money
- Leaving voice messages that do not identify the collector and the purpose of their call
Company Profile: Aspen National Collections
Aspen National Collections is a debt collection agency located in Grand Junction, Colorado, with one branch office in Brooksville, Florida. It was established in 2000, has approximately 22 employees, and is managed by its president, John Brewer.
Records on file at the PACER (Public Access to Court Electronic Records) website indicate that consumers who believed they were being harassed by Aspen National Collections chose to deal with the company in court.
Alleged Violations against Aspen National Collections
Gail Lockhart vs. Aspen National Collections et al**
According to PACER, in November 2012, Aspen National Collections allegedly began calling New York resident Gail Lockhart at her workplace to collect a debt. Although she asked them to stop, collectors allegedly phoned up to three times a day.
During one of these calls, Ms. Lockhart asked a collector who identified herself as Paula to transfer her to a manager. Paula allegedly threatened to place the debt on her credit report if she failed to pay it.
Feeling harassed by Aspen National Collections, she hired a consumer attorney and sued the company for allegedly violating the FDCPA by:
- Calling her at work despite being told that such calls were not allowed
- Calling at a place and time known to be inconvenient
- Using harassing and abusive means to collect a debt
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are as follows:
If either number appears on your caller ID when the phone rings, be aware that you are being called by Aspen National Collections. If they call you at work even after you ask them to stop, don’t tolerate the abuse any longer: hire a consumer attorney immediately.
If you file a claim against Aspen National Collections, you could receive $1,000 per FDCPA violation. The law is on your side when debt collectors cross the line, so never be too intimidated to fight back.
**Case taken from PACER (www.pacer.gov). File number is Case 1:12-cv-09185-JSR from the United States District Court for the Southern District of New York.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Aspen National Collections., or any other third-party collection agency, you may not be entitled to any compensation.