Debt can leave you feeling helpless and stressed. It can also happen to anyone. Losing your job, spending an extended period of time in the hospital, and facing an unexpected crisis like divorce or property damage can all put you in arrears and set debt collectors on your trail.
If you are being harassed, don’t tolerate it no matter how much you owe, as abusing consumers is against the law.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, governs the debt collection industry. It requires third-party collection agencies to treat you with respect in all communications and penalizes companies that do the following:
- Calling you at inconvenient times and places
- Failing to identify themselves as debt collectors seeking to collect a debt
- Using profane and abusive language
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Contacting you after you have formally requested that all communications cease
- Calling you at work after they’ve been advised that such calls are not allowed
![Are You Being Called By Arnold Scott Harris, P.C.?*]()
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Company Profile: Arnold Scott Harris, P.C.
If you are being called by Arnold Scott Harris, P.C., here are some insights into the agency’s background.
Arnold Scott Harris, P.C. is a debt collection law office located in Chicago, Illinois. It was established in 1977, has less than 10 employees, and is managed by owner Arnold Harris. It has been the subject of multiple complaints to the Better Business Bureau and consumer complaint boards such as Rip Off Report.
In 2003 the firm started operating under the name Harris & Harris, Ltd., although in some states it goes by Arnold Scott Harris Corp. Litigation records at the PACER website indicate that consumers who felt they were being harassed by Arnold Scott Harris, P.C. did not hesitate to stand up for themselves.
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Alleged Violations against Arnold Scott Harris, P.C.
According to PACER, on or around February 15, 2015, Arnold Scott Harris, P.C, sent a collection letter to an Illinois consumer. This party alleged that the firm never sent him a debt validation letter within five days, so he requested one and sent a dispute letter.
Despite his request, validation documents allegedly never arrived.
Feeling harassed by Arnold Scott Harris, P.C., he sued the company for allegedly violating the FDCPA by failing to validate the debt as required by law. The matter was later settled.
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Hire a Consumer Lawyer
The phone numbers for Arnold Scott Harris, P.C. are:
Any time they appear on your caller ID, Arnold Scott Harris, P.C. is trying to reach you. If they demand money but fail or refuse to validate the debt, reach out to a consumer lawyer who can help you file a claim against Arnold Scott Harris, P.C. and possibly receive $1,000 per FDCPA violation.
Not even debt collection attorneys are immune from the consequences of their actions, so when your rights are violated you can demand compensation.
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Additional Resources
Case taken from PACER (pacer.gov). File number is Case: 1:15-cv-03190 from the United States District Court for the Northern District of Illinois, Chicago Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Arnold Scott Harris, P.C. or any other third-party collection agency, you may not be entitled to any compensation.