Buying debt is a profitable business. Debt buying companies purchase debt for an average of 4 cents on the dollar and then try to collect the full amount, sometimes using methods that are abusive, deceptive, and therefore illegal.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, regulates the actions of professional debt collectors and prohibits tactics like the following. Any collection agency that uses them faces significant sanctions.
● Failing to identify themselves as debt collectors seeking to collect a debt
● Using obscene, profane, and threatening language
● Pretending to be attorneys or police officers on the phone
● Refusing to provide you with information about the debt upon request
● Failing or refusing to report a debt as disputed to the credit bureaus
● Persisting in trying to collect a disputed debt
Company Profile: Andreu, Palmer & Andreu
If you are being called by Andreu, Palmer & Andreu, more information about its operations and background is below.
Andreu, Palmer & Andreu, which also does business as Andreu, Palma, Lavin & Solis, is a debt collection law firm in Miami, Florida. It opened in 2003, has 27 employees, and is managed by founding partners Juan G. Andreu and Jorge L. Palma. Legal files digitized at the PACER website indicate that people who felt they were being harassed by Andreu, Palmer & Andreu acted on their rights.
Alleged Violations against Andreu, Palmer & Andreu
According to PACER, in or around October 2010, Andreu, Palmer & Andreu allegedly made multiple collection calls to a Florida consumer. He complained that at least one message was overheard by a third party visiting him.
Feeling harassed by Andreu, Palmer & Andreu, the consumer retained counsel and sued the firm for:
● Using harassing means to collect a debt
● Leaving collection messages that could be heard by third parties
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If they ever show up on your caller ID, Andreu, Palmer & Andreu is on the line. If they demand payment ways that violate your privacy and your rights, hire a consumer lawyer and file a claim against Andreu, Palmer & Andreu. You could potentially be awarded $1,000 per violation, so never let embarrassment prevent you from taking action.
*Case taken from PACER (www.pacer.gov). File number is Case 6:10-cv-01724-CEH-GJK from the United States District Court for the Middle District of Florida, Orlando Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Andreu, Palmer & Andreu or any other third-party collection agency, you may not be entitled to any compensation.