Are you being called by Amsher Receivables Management, Inc.?* Here’s what you need to know.
Debt collectors frequently go too far when it comes to settling accounts, if the volume of complaints to the Federal Trade Commission is any indication. Some embarrass you by calling your family and boss while others deliberately re-age accounts so that they can chase you for a time-barred debt. If this happens to you, be prepared to act on your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) has strict guidelines in place regarding how third-party debt collectors can approach you about paying an account. Actions like those below are illegal when used to collect a debt.
- Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Threatening consequences they cannot legally inflict, or have no intention of carrying out
- Calling you at work if they know or have reason to know what such calls are not allowed
- Reporting false information to the credit bureaus
- Threatening to call your payroll department and tell them you owe a debt
- Refusing to provide proof that a debt even exists and that they are authorized to collect it
Company Profile: Amsher Receivables Management, Inc.
If you are being called by Amsher Receivables Management, Inc., information about the company is below.
Amsher Receivables Management, Inc. is a debt collection agency located in Birmingham, Alabama. It was established in 1986, has approximately 130 employees, and is managed by its President, David Sher. At present the agency has a B rating with the Better Business Bureau. Digitized records available for viewing at the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by Amsher Receivables Management, Inc. challenged the agency in court.
Alleged Violations against Amsher Receivables Management, Inc.
Tyler Vanleer vs. Knutson, LLC dba Amsher Receivables Management, Inc.*
According to PACER, on or about October 6, 2012, New Jersey resident Tyler Vanleer received a collection letter from Amsher Receivables Management, Inc. regarding an alleged cell phone debt. This letter, which was later submitted as an exhibit, demanded immediate payment and threatened to send the account to the “Law Offices of Richard Breibart” if he did not pay. Incidentally, Mr. Breibart was not a licensed attorney in New Jersey and therefore is not able to practice law there.
Mr. Vanleer had settled the same account with this same company on July 7, 2012, but the collection attempts had inexplicably resumed. Feeling harassed by Amsher Receivables Management, Inc., he hired a consumer attorney and sued the company for allegedly violating the FDCPA by:
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are:
If either of these numbers show up on your caller ID, be aware that you are being called by Amsher Receivables Management, Inc.. If they try to collect an account that has already been settled and threaten litigation when you don’t pay, hire a consumer attorney who can represent your interests. If you file a claim against Amsher Receivables Management, Inc. and win, you could potentially be awarded $1,000 per FDCPA violation. It’s a strong reminder that debt collectors must obey federal law when trying to collect your money, or risk owing you instead.
*Case taken from PACER (www.pacer.gov). File number is Case 1:12-cv-07738-JHR-KMW from the United States District Court for the District of New Jersey.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Amsher Receivables Management, Inc., or any other third-party collection agency, you may not be entitled to any compensation.