If you've been harassed by American Medical Collection Agency, Inc., you need to know about your rights!
When you’re deep in debt and collection agencies are refusing to back off or agree to a reasonable payment plan, you may be thinking about declaring bankruptcy to stop the harassment.
Before taking that step, see a consumer attorney, as debt collectors are legally prohibited from bullying indebted consumers.
Your Rights Under the FDCPA
While debt collectors are legally allowed to contact you about a debt, the Fair Debt Collection Practices Act (FDCPA) prohibits them from using deceptive or coercive means like those listed below. Any company that persists in doing so can be fined and even lose its license.
- Calling at unreasonable and inconvenient hours
- Reporting false information to the credit bureaus
- Demanding amounts not supported by law or the original creditor agreement
- Using profane and obscene language
- Threatening legal action they are not eligible to take or have no intention of taking
- Discussing the debt with anyone except you, your spouse, or your attorney
Company Profile: American Medical Collection Agency, Inc.
American Medical Collection Agency, Inc., which also does business as Retrieval-Masters Creditors Bureau, Inc., is a debt collection company located in Elmsford, New York. It was established in 1977, has 50 to 99 employees, and is managed by Jeffrey Wollman.
According to its website, the agency manages over one billion dollars in annual receivables for medical industry clients. Records on file at the PACER (Public Access to Court Electronic Records) website indicates that consumers who felt they were being harassed by American Medical Collection Agency, Inc. did not let themselves be bullied into payments they did not owe or could not afford.
Alleged Violations by American Medical Collection Agency, Inc.
Donna Bonarrigo vs. American Medical Collection Agency, Inc. et al**
According to PACER, on or around August 29, 2012, American Medical Collection Agency, Inc. started calling Massachusetts resident Donna Bonarrigo, demanding payment for a medical debt owed by a Thomas Bonarrigo. She insisted that she did not know who this party was, but the calls allegedly continued. Debt collectors are barred from calling repeatedly under the FDCPA.
Feeling harassed by American Medical Collection Agency, Inc., Ms. Bonarrigo hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using unfair and unconscionable means to collect a debt
- Harassing her by telephone
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If you ever see either of them on your caller ID, be aware that you are being called by American Medical Collection Agency, Inc. If they persist in contacting you about a debt that belongs to someone else, hire a consumer attorney.
When a collection agency fails to cease contact upon request, they have violated the law. If you file a claim against American Medical Collection Agency, Inc. you may end up receiving $1,000 per FDCPA violation in addition to legal fees related to the case.
When a collection agency treats you with disrespect, a lawsuit can force them to rethink their perspective.
**Case taken from PACER (www.pacer.gov). File number is Case 1:12-cv-11612-DJC from the United States District Court for the District of Massachusetts.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against American Medical Collection Agency, Inc., or any other third-party collection agency, you may not be entitled to any compensation.