Are you being called by AmerAssist A/R Solutions, Inc.?*

Are you being called by AmerAssist A/R Solutions, Inc.?* Here’s what you need to know.

If you miss too many credit card or student loan payments, the accounts will eventually be turned over to third-party debt collectors. Although the law forbids such behavior, many of them are pushy, aggressive, and hostile each time they get you on the phone. Don’t be fooled: their actions are illegal and you have the right to make it stop.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) prohibits third-party debt collectors from using bullying or deceptive methods to settle a debt. If they subject you to any of the following, they’re breaking the law.

• Using profane or obscene language
• Using an autodialer to leave a stream of pre-recorded messages
• Talking about the debt to anyone except you, your spouse, or your attorney
• Threatening to have you arrested, seize your property or garnish your wages
• Claiming to be police officers or other law enforcement figures
• Refusing to provide proof that you owe a debt and they are authorized to collect it

Company Profile: AmerAssist A/R Solutions, Inc.

If you are being called by AmerAssist A/R Solutions, Inc. information about the firm is below.

AmerAssist A/R Solutions, Inc is a debt collection company located in Columbus, Ohio. It was established in 2004, has a B rating with the Better Business Bureau, and is managed by CEO Kenneth E. Monnett. Records on file at the PACER (Public Access to Court Electronic Records) website indicates that people who believed they were being harassed by AmerAssist A/R Solutions, Inc asserted their rights on court.

Alleged Violations against AmerAssist A/R Solutions, Inc.

Kristina Huffman vs. AmerAssist A/R Solutions, Inc.*

According to PACER, on or around May 19, 2015, AmerAssist A/R Solutions, Inc. allegedly sent Colorado resident Kristina Huffman a debt collection letter that contained what she perceived to be false threats and harassing language.

The letter, which was later introduced as an exhibit, said in part, “Wouldn’t you prefer your record to reflect payment in full of this small balance, which is the first step toward restoring your credit standing.”

At the time Ms. Huffman received this letter this account was not being reported on her credit report. She also objected to another part of the letter, which read:

“It is urgent that you make payment in full or satisfactory payment arrangements so that we are not obligated to proceed with additional collection steps, which may cause needless time and expense.”

Feeling harassed by AmerAssist A/R Solutions, Inc., Ms. Huffman hired a consumer attorney and sued the firm for allegedly violating the FDCPA in the following ways:

• Engaging in harassing and abusive conduct
• Using false, deceptive or misleading means to collect a debt
• Using unfair or unconscionable means to collect a debt
• Threatening legal action that it could not take or was not intended to be taken

The matter was later dismissed.

Hire an Attorney

The phone numbers for AmerAssist A/R Solutions, Inc. are:

• 1-614-848-9800
• 1-877-674-3342

If you see either number on your caller ID when a call comes in, it means that that you are being called by AmerAssist A/R Solutions, Inc. If they send you hostile letters that threaten imminent lawsuits, hire a consumer attorney. Such conduct violates the FDCPA, and if you file a claim against AmerAssist A/R Solutions, Inc., you could potentially win $1,000 per violation as well as attorney’s fees, court costs, and any actual damages. An attorney can help you reassert your rights and sue for the damages you are entitled to.

*Case taken from PACER (www.pacer.gov). File number is Case 1:16-cv-01169-RBJ-KLM from the United States District Court for the District of Colorado.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against AmerAssist A/R Solutions, Inc., or any other third-party collection agency, you may not be entitled to any compensation.