Are You Being Called by ALW Sourcing, LLC?* Here’s What You Need to Know

The Consumer Financial Protection Bureau receives thousands of complaints about debt collector misconduct every year. Some people allege that they’re threatened with lawsuits over time-barred debts, while others are called at work and even in the middle of the night. If you find yourself in such a situation with a U.S. collection agency, know your rights.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed over 40 years ago to protect indebted consumers. Even now, it continues to impose stern penalties on third-party collection agencies that harass consumers in the following ways:

• Using an auto dialer to leave a series of prerecorded messages
• Failing to identify themselves as debt collectors trying to collect a debt
• Calling you at work after you tell them that you can’t take personal calls there
• Swearing and calling you names
• Demanding amounts not supported by law or the original creditor agreement
• Pretending to be members of law enforcement

Company Profile: ALW Sourcing, LLC*

If you are being called by ALW Sourcing, LLC, you can find more information about the company below.

ALW Sourcing, LLC is a debt collection agency located in Baltimore, Maryland, with officers in New Castle, Delaware, and Jupiter, Florida. It opened for business in 2006, has less than 10 people at each listed location, and is managed by CEO William L. Allen. Records digitized at the PACER website reveal that people who believed they were being harassed by ALW Sourcing, LLC chose to go to court rather than pay.

Alleged Violations against ALW Sourcing, LLC*

According to PACER, on or around February 13, 2010, ALW Sourcing, LLC sent a collection letter to an Arizona consumer for a credit card debt that had been the subject of a previous lawsuit with another collection agency. The case had been resolved, and seeing this letter now upset her.

Feeling harassed by ALW Sourcing, LLC, the consumer retained an attorney and sued the agency for allegedly violating her rights by:

• Using unfair and unconscionable means to collect the debt
• Using false, deceptive, and misleading means to collect the debt

The matter was later resolved.

Hire a Consumer Lawyer

The phone number for ALW Sourcing, LLC is 1-877-259-5521. If you see it on your caller ID, it means that you are being contacted by ALW Sourcing, LLC. If they attempt to collect a debt that was already dealt with in an earlier lawsuit, don’t pay them. Instead, see a consumer lawyer for professional assistance in filing a claim against ALW Sourcing, LLC. The FDCPA requires companies that violate its rules to pay statutory damages of $1,000 per incident and cover your reasonable attorney fees, so don’t hesitate to take action.

*Case taken from PACER (www.pacer.gov). File number is Case 2:11-cv-00124-SRB from the United States District Court for the District of Arizona.

*Disclaimer:

The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against ALW Sourcing, LLC or any other third-party collection agency, you may not be entitled to any compensation.

Additional Resources

• Is a Debt Collector Calling at Odd Hours?
• How Do I Pay an FDCPA Attorney?