Are You Being Called By Alternative Recovery Management?* Here's What You Need to Know
Many consumers who are being harassed by debt collectors do not have a solid understanding of their rights. If a collection agency calls them on an hourly basis, threatens to drag them into court, or calls them degrading names, they become so stressed that they pay up or declare bankruptcy to make it stop, unaware that such mistreatment is illegal.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, clearly states that a third-party collection agency cannot use deception, threats, or manipulation to compel a consumer to pay a debt. Examples of such conduct include:
- Cursing and calling you names
- Threatening action they are not in a position to legally take, such as having you arrested or jailed
- Calling you at an inconvenient time, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Trying to collect amounts that exceed the original debt
- Telling your friends, neighbors and co-workers that you owe money and they are trying to collect it from you
- Pretending to be police officers
Company Profile: Alternative Recovery Management
If you are being called by Alternative Recovery Management, information about the company is below.
Alternative Recovery Management is a debt collection company located in La Mesa, California. It was established in 19990, has approximately 11 employees, and is managed by its President, Paul Kubler. Litigation records retained by the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by Alternative Recovery Management did not pay the amounts demanded but rather filed lawsuits.
Alleged Violations against Alternative Recovery Management
Maribel Acosta vs. Alternative Recovery Management**
According to PACER, in 2015 Alternative Recovery Management started contacting California resident Maribel Acosta about a debt allegedly owed by someone else. She complained that in March 2016 a representative named “Christine Taylor” left her a voicemail that failed to identify the name of the company placing the call or that the call was being placed by a debt collector. This call was soon followed by another one.
Feeling harassed by Alternative Recovery Management, Ms. Acosta hired a consumer attorney and sued the company for allegedly violating the FDCPA by failing to identify itself as a debt collector in all communications.
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection agency are:
If either number pops up on your caller ID when the phone rings, it means that you are being called by Alternative Recovery Management. If they do not properly identify themselves as debt collectors whenever they leave a voicemail, hire a consumer attorney. If you file a claim against Alternative Recovery Management, you could potentially be awarded $1,000 per FDCPA violation as well as any related costs. Don’t let a debt collector harass you, as the law protects you.
**Case taken from PACER (www.pacer.gov). File number is Case 2:16-cv-02212-GW-AFM from the United States District Court for the Central District of California, Western Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Alternative Recovery Management, or any other third-party collection agency, you may not be entitled to any compensation.