Are You Being Called By Alpha Collections Services, LLC?*

Are you being called by Alpha Collections Services, LLC?* Here’s what you need to know.

Living paycheck to paycheck is a reality for millions of Americans. So is being in debt: the average American household currently has over 15,000 in credit card debt. If you reach a point where you are unable to make even the minimum payments, a debt collector will eventually start calling. They may even resort to illegal measures to expedite payment, but you don’t have to tolerate mistreatment.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed 40 years ago to protect indebted consumers from being bullied into bankruptcy. It regulates interactions between third-party debt collectors and those who owe money, and prohibits actions like those below.

• Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
• Demanding amounts that are inflated by ‘service charges’
• Using profane and obscene language
• Making threats they cannot legally carry out or have no intention of carrying out
• Calling you at work after you’ve told them that your employer doesn’t allow such calls
• Leaving vague messages that do not identify the caller as a debt collector

Company Profile: Alpha Collections Services, LLC

If you are being called by Alpha Collections Services, LLC, information about the company is below.

Alpha Collections Services, LLC is a debt collection agency located in Newnan, Georgia. It was established in 2013, has less than 10 employees, and collects consumer debt across the country. Litigation records that have been digitized and retained at the PACER (Public Access to Court Electronic Records) website suggests that consumers who believed they were being harassed by Alpha Collections Services, LLC rebuffed all collection attempts and chose to handle the matter in front of a judge.

Alleged Violations against Alpha Collections Services, LLC

Frank Stanek vs. Alpha Collections Services, LLC*

According to PACER, on or about August 2013, Alpha Collections Services, LLC began trying to collect a debt from Arizona resident Frank Stanek. He later complained that agency representatives phoned his sister and disclosed private details regarding the alleged debt, and that when he called them back, the company claimed to be pursuing check fraud charges against him.

Scared and confused, Mr. Stanke agreed to some initial payments. These payments continued until he decided to pursue bankruptcy, at which point he advised Alpha Collections Services, LLC that he had an attorney and provided the necessary contact information. Collectors allegedly continued contacting him, saying that he was committing a federal offense by not paying, and claiming they would have him thrown into jail.

Feeling harassed by Alpha Collections Services, LLC, Mr. Stanek hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

• Discussing the debt with uninvolved third parties
• Using unfair and unconscionable means to collect a debt
• Using false, deceptive and misleading means to collect a debt
• Using oppressive and harassing means to collect a debt
• Misrepresenting the character, amount, and legal status of the debt
• Threatening legal action that could not be taken
• Contacting him directly after being advised that he had an attorney

The matter was later dismissed.

Hire an Attorney

The phone numbers for this debt collection agency are:

• 1-855-829-4041
• 1-678-621-1529

If either one flashes on your caller ID when the phone rings, it means that you are being called by Alpha Collections Services, LLC. If they verbally abuse you and imply that failure to pay them is a federal offense, contact a consumer attorney. The FDCPA protects consumers from being maliciously deceived in this manner, and if you file a claim against Alpha Collections Services, LLC, you could be awarded $1,000 per FDCPA violation, plus court costs and reasonable attorney fees. This alone is a good enough reason to put rogue debt collectors in their place.

*Case taken from PACER (www.pacer.gov). File number is Case 2:14-cv-00785-DJH from the United States District Court for the District of Arizona.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Alpha Collections Services, LLC, or any other third-party collection agency, you may not be entitled to any compensation.