Even the most financially-responsible people can be overwhelmed by debt. The coronavirus pandemic put thousands of people out of work and left them struggling to make ends meet. Debt collectors are not always sympathetic to these situations and can even be abusive, which is actually illegal.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed over 30 years ago to prevent debt collectors from hounding overwhelmed consumers into bankruptcy. Since it became law, collection methods like the following have been illegal.
● Pretending to be attorneys or police officers on the phone
● Demanding payment for a debt discharged in bankruptcy
● Leaving voice messages that do not identify them as debt collectors
● Using an autodialer to call you
● Trying to collect when you refuse to pay
● Claiming that you can go to jail for not paying a debt
Company Profile: Allied International Credit
If you are being called by Allied International Credit, an agency background is below.
Allied International Credit is a debt collection agency in Glen Allen, Virginia. It opened for business in 2003, has over 100 employees across multiple locations, and is managed by Tricia Edwards. Digital court records at the PACER website confirm that people who felt harassed by Allied International Credit got a free evaluation from a consumer lawyer before taking action.
Alleged Violations against Allied International Credit
According to PACER, on or around January 16, 2009, Allied International Credit allegedly began pursuing an Alabama consumer for a debt that she claimed to have settled with the original creditor. Although she insisted that it had been taken care of, collectors allegedly continued to call her.
Feeling harassed by Allied International Credit, the consumer filed an FDCPA claim against the agency for:
● Demanding payment for a debt she did not owe
● Harassing her by phone
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If they show up on your caller ID while you are at home or work, Allied International Credit is on the line and trying to collect a debt from you. If they chase you for a debt that you have already paid, hire a consumer lawyer and file a claim against Allied International Credit. Owing a debt does not leave you powerless in the face of mistreatment: see an attorney who can help you fight back.
*Case taken from PACER (www.pacer.gov). File number is Case 1:10-cv-00014-CG-N from the United States District Court for the Southern District of Alabama.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Allied International Credit or any other third-party collection agency, you may not be entitled to any compensation.