Is AllianceOne Receivables Management Inc Calling You?*

Is AllianceOne Receivables Management Inc. calling you?* Here’s what you need to know.

Are you behind on your credit card payments, lines of credit, student loans or other debt? If so, you may be contacted by a debt collector acting on the creditor’s behalf. While the law allows reasonable attempts to collect verified debts, there is a federal law in place to protect you from abusive and unethical debt collection practices.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers from harassment by third-party debt collectors. Since then, tactics like those below have been illegal when used to collect a debt:

• Use profane and obscene language to intimidate you
• Call you at work if they know or have reason to know that such calls are not allowed
• Discuss the debt with anyone but you, your spouse, or your attorney
• Threaten to report the debt to the credit bureaus until it is paid
• Threaten to have you arrested or garnish your wages
• Call at inconvenient times, normally before 8:00 a.m. and after 9:00 p.m., in your time zone

Company Profile: AllianceOne Receivables Management Inc.

AllianceOne Receivables Management Inc. is a debt collection agency headquartered in Trevose, Pennsylvania. It was established in 2007, has an estimated 2500 employees, and is managed by its Chief Executive Officer, Timothy Casey. Records retained by the PACER (Public Access to Court Electronic Records) website reveals that AllianceOne Receivables Management Inc. has been accused of debt collection practices that violate the FDCPA.

Alleged Violations against AllianceOne Receivables Management Inc.

Donald Morton vs. AllianceOne Receivables Management Inc. (Case 1:10-cv-01544-MSK-CBS from United States District Court for the District of Colorado)

According to PACER** sometime before 2010 Colorado resident Donald Morton allegedly incurred a financial obligation on a personal account owed to Capital One. It went into default, with the past payment being made in 2009, and was eventually assigned to AllianceOne Receivables Management Inc. for collection.

When debt collectors started calling, Mr. Morton disputed the debt and told them to stop contacting him, but they allegedly continued to call and even told him that the account would be reported to the credit bureaus until it was paid. Frustrated, he hired a consumer attorney and sued AllianceOne Receivables Management Inc. for the following alleged FDCPA violations:

• Communicating information to the credit reporting agencies that it should have known to be false
• Using false, deceptive and misleading means to collect a debt
• Using unfair or unconscionable means to collect a debt
• Using harassing and abusive means to collect a debt
• Causing his telephone to ring continuously with the intention of harassing him

The matter was later settled.

Hire an Attorney

The phone number for AllianceOne Receivables Management Inc. are:

• 1-215-354-5511
• 1-215-354-5500
• 1-800-858-4472

If any of these numbers appear on your caller ID, be aware that a debt collector is attempting to reach you. If they continue to contact you after you have disputed a debt and tell you that they will report it to the credit bureaus until it is paid, hire an attorney. Such actions violate the FDCPA, and if you sue AllianceOne Receivables Management Inc. they could be compelled to pay you $1,000 per FDCPA violation as well as attorney’s fees, court costs, and any actual damages. Your attorney will help you exercise your rights and get the compensation you are entitled to.

**Case taken from PACER (www.pacer.gov). File number is (Case 1:10-cv-01544-MSK-CBS from United States District Court for the District of Colorado)

*Disclaimer:

The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against AllianceOne Receivables Management Inc or any other third-party collection agency, you may not be entitled to any compensation.