It’s difficult to work hard knowing that no matter how many hours you put in, you will never make a dent in your debts. If you become the target of a belligerent collection agency, it can be overwhelming, but you need to know your rights and what these debt collectors can and cannot do.
What Are Your Rights?
The Fair Debt Collection Practices Act, or FDCPA, prohibits abusive debt collection tactics. No matter how much you may owe, you have a right to be treated with respect, and if you’re not, you then have a right to sue the debt collector. Examples of illegal tactics include:
- Harassing you by phone (calling and hanging up)
- Adding illegal service fees to the original debt
- Harassing you over a debt that isn’t yours
- Using an autodialer to call you
- Threatening legal actions it has no intention of taking
- Demanding payment for a debt discharged in bankruptcy
Company Profile: Alliance Collections
If Alliance Collections is calling you here is a broader overview of the agency and its background.
Alliance Collections is a debt collection agency in Marshfield, Wisconsin. It was founded in 1957 has 138 employees, and is managed by its President, Dan O'Connell.
Legal files viewable at the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed Alliance Collections were harassing them went to court to protect their rights.
Alleged Transgressions Alliance Collections Has Been Accused Of
According to PACER, in or around September 2007, Alliance Collections began calling an Indiana consumer to collect a medical debt. She later complained that they called her up to five times a day and used profane and abusive language when speaking to her.
She also alleged that they threatened to sue her and garnish her wages and even disclosed information about the debt to one of her co-workers.
Feeling harassed by Alliance Collections, the consumer hired an legal counsel and sued the company for:
- Discussing her debt with uninvolved third parties
- Using profane and obscene language
- Harassing her by phone
The matter was later settled.
Hire an Attorney
Alliance Collections phone numbers are listed below.
If you see them on your phone at any time, it means that you are being called by Alliance Collections. If they use abusive language and disclose information about your debt to third parties, protect your rights by hiring a consumer lawyer and filing a claim against Alliance Collections.
You could be awarded damages of $1,000 per FDCPA violation and your attorney and costs fees can be included too.
Case taken from PACER (pacer.gov). File number is Case: 3:08-cv-00277-slc from the United States District Court for the Western District of Wisconsin, Madison Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Alliance Collections or any other third-party collection agency, you may not be entitled to any compensation.