If you're getting calls from Alliance CAS LLC, you may want to know your rights as a consumer.
Many people find themselves swamped in major debt through no fault of their own. They lose their jobs, amass large medical bills, or become too sick to work.
Whatever the reason, debt collectors will soon be contacting them and very likely harassing them for payment, hoping they will never realize how illegal such practices are.
Your Rights Under the FDCPA
As a consumer you have legal protection under the Fair Debt Collection Practices Act, or FDCPA, which limits what debt collectors may say and do during the process of collecting a debt. Below are some collection tactics that are illegal under federal law.
- Calling you at inconvenient times and places
- Demanding amounts not supported by law or the original creditor agreement
- Trying to collect after you have formally disputed a debt
- Using profane or obscene language
- Failing to identify themselves as debt collectors seeking to collect a debt
- Calling you at work after you advise that your boss won’t let you take such calls
- Telling your friends, neighbors, and co-workers that you owe a debt
Company Profile: Alliance CAS LLC
Alliance CAS LLC is a debt collection company located in Dania Beach, Florida. It was established in 2006, has 11-50 employees, and is managed by Scott Jaffee. The company specializes in collecting delinquent payments from homeowners for Condominiums and Homeowners Associations.
Legal records retained by the PACER (Public Access to Court Electronic Records) website indicate that consumers who felt they were being harassed by Alliance CAS LLC decided to resolve the issue in court instead of over the phone.
Alleged FDCPA Violations by Alliance CAS LLC
Keith Nethersole, on behalf of himself and all others similarly situated vs. Alliance CAS LLC**
According to PACER, in September 2011 Alliance CAS LLC sent a collection letter to Florida resident Keith Nethersole, demanding payment for housing association fees no later than 30 days after the date of the letter and assessed a fee of $200 for ‘collection fees and costs’.
Feeling harassed by Alliance CAS LLC, he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive and misleading means to collect a debt
- Failing to send a debt validation letter
- Using unfair and unconscionable means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If you see either one on your caller ID, it means that you are being called by Alliance CAS LLC. If they attempt to make you pay an amount inflated by collection fees and costs, hire a consumer attorney who can help you file a claim against Alliance CAS LLC.
You could potentially be awarded $1,000 per FDCPA violation plus reasonable legal expenses. Never be bullied into paying more than you really owe.
**Case taken from PACER (www.pacer.gov). File number is Case 0:12-cv-61777-RNS from the United States District Court for the Southern District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Alliance CAS LLC, or any other third-party collection agency, you may not be entitled to any compensation.