Are you being Called By Allen, Maxwell & Silver, Inc.?* Here’s What You Need to Know
Being in debt is hard enough, but when debt collectors are demanding payments you can’t afford, it’s tempting to escape by declaring personal bankruptcy. Before you make that decision, however, be aware that you have rights that prohibit collection agencies from harassing you to this extent, no matter how much you owe.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA grants you the right to dispute a debt, demand proof of its existence, and tell collection agencies to stop to stop calling you. It also regulates what debt collectors can say or do and prohibits tactics like those below.
- Using profane and obscene language
- Pretending to be police officers or federal agents
- Contacting you at work despite knowing that personal calls are not allowed there
- Calling you before 8:00 a.m. and after 9:00 p.m.
- Failing or refusing to identify themselves as debt collectors trying to collect a debt
- Making threats they have no intention of following up on, such as having you arrested
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Company Profile: Allen, Maxwell & Silver, Inc.
If you are being called by Allen, Maxwell & Silver, Inc., information about the company is below.
Allen, Maxwell & Silver, Inc. is a debt collection company located in Fair Lawn, New Jersey. It was established in 1992, has approximately 25 employees, and is managed by its CEO, Lisa Freidman. A thorough review of records on file at the PACER (Public Access to Court Electronic Records) website reveal that people who believed they were being harassed by Allen, Maxwell & Silver, Inc. refused to yield to payment demands and fought back.
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Hire an Attorney
The phone number for this debt collection agency is 1-201-871-0044. If it appears on your caller ID, be aware that you are being called by Allen, Maxwell & Silver, Inc.. If they fail to properly identify themselves as debt collectors in all communications or correctly validate your alleged debt, contact a consumer attorney. If you file a claim against Allen, Maxwell & Silver, Inc. and the judge rules in your favor, you may receive $1,000 per FDCPA violation in addition to reasonable legal costs. Never let a debt collector violate your rights when the law is there to protect you.
*Case taken from PACER (www.pacer.gov). File number is Case 2:06-cv-00685-JS from the United States District Court for the Central District of Illinois, Urbana Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Allen, Maxwell & Silver, Inc., or any other third-party collection agency, you may not be entitled to any compensation.