When you have a debt in collections, the agency assigned to your account will chase you for payment in ways that are not always fair or ethical. If this happens to you, don’t forget that you have rights that protect you against such treatment.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act protects consumers from being mistreated by over-zealous collection agencies. Today, any company that uses these pressure tactics on consumers can be penalized by the Federal Trade Commission and lose its license.
● Swearing and calling you names
● Calling you at work when your employer does not allow such calls
● Telling you that you will arrested if you don’t pay
● Ignoring your dispute
● Calling at inconvenient times
● Calling your family and telling them that you owe money
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Company Profile: Allen Lewis & Associates
If you are being called by Allen Lewis & Associates, more information about the company is below.
Allen Lewis & Associates is a debt collection agency in Jacksonville, Florida. It was established in 1998, has 27 employees, and is managed by Robert Allen Hecht Jr. Civil litigation records accessible at the PACER website verifies that those who believed that Allen Lewis & Associates was harassing them took the matter to court.
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Alleged Violations against Allen Lewis & Associates
According to PACER, in or around early 2009, Allen Lewis & Associates started calling an Illinois consumer. He complained that they would often call and hang up and threaten him when they did come on the line. One collector allegedly said, “We are going to throw you in jail.”
Feeling harassed by Allen Lewis & Associates, the consumer consulted with a consumer lawyer and then sued the agency for:
● Harassing him by phone
● Using abusive language
The matter was later settled.
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Hire a Consumer Lawyer
The phone numbers for this debt collector are:
● 1-904-265-8133
● 1-904-265-8141
● 1-904-265-8156
● 1-800-773-5322
● 1-800-773-8820
If they show up on your caller ID, it indicates that you are being called by Allen Lewis & Associates. If they threaten to send you to prison when you refuse to pay, hire a consumer lawyer and file a claim against Allen Lewis & Associates. If you win your case, you could receive $1000 in damages, so when a collection agency tried to take advantage of you, let your next call be to an attorney.
*Case taken from PACER (www.pacer.gov). File number is Case: 1:09-cv-03904 from the United States District Court for the Northern District of Illinois, Western Division.
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Additional Resources
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Allen Lewis & Associates or any other third-party collection agency, you may not be entitled to any compensation.