Are you being called by The Allen Daniel Associates, Inc.?* Here's what you need to know.
For those of us who are deep in debt, hearing the phone ring can send our stress levels skyrocketing. This is because the caller is likely a debt collector demanding payments that would have been easier to manage before financial setbacks started happening. If that collector is rude or bullying, you might be surprised to know that they’re breaking the law and could end up owing you money instead.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was enacted in 1977 to protect consumers from being harassed by debt collectors. It granted people the right to demand validation of a debt and tell the collector to stop calling them. The FDCPA also prohibits unethical collection tactics like those below.
- Using profane or obscene language
- Calling you at work when your employer does not allow such calls
- Threatening legal actions that they have no intention of taking
- Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Failing or refusing to validate the debt
- Talking about the debt to anyone except you, your spouse, or your attorney
Company Profile: The Allen Daniel Associates, Inc.
If you are being called by The Allen Daniel Associates, Inc. information about the company is below.
The Allen Daniel Associates, Inc. is a debt collection company located in Waltham, Massachusetts. It was established in 1972, has approximately 25 employees, and is managed by its President, Daniel B. Desatnick. It is a member of the Association of Credit and Collection Professionals, a large organization serving the debt collection industry. According to records retained by the PACER (Public Access to Court Electronic Records) website, people who felt they were being harassed by The Allen Daniel Associates, Inc. asserted their rights in court.
Alleged Violations against The Allen Daniel Associates, Inc.
Edward Sandberg, on behalf of himself and all others similarly situated vs. The Allen Daniel Associates, Inc. et al*
According to PACER, In late August 2014 The Allen Daniel Associates, Inc. sent a collection letter to Pennsylvania resident Edward Sandberg seeking payment for a utility bill. He later insisted that the envelope containing the letter had a glassine window that made his account number visible to anyone who might see it.
Feeling harassed by The Allen Daniel Associates, Inc., Inc., he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Making his personal information visible outside the envelope
- Using false, deceptive, and misleading means to collect a debt
- Failing to validate the debt
The matter was later dismissed.
Hire an Attorney
The phone number for this debt collection agency is 1-800-882-2100. If you see it on your caller ID when the phone rings, it means that you are being called by The Allen Daniel Associates, Inc.. If they send letters that make confidential information visible to third parties, hire a consumer attorney who can help you seek compensation for the violation of your privacy. If you file a claim against The Allen Daniel Associates, Inc., Inc. and win your case, you could potentially receive $1,000 per FDCPA violation. You have rights no matter how much you owe, so don’t hesitate to act on them.
*Case taken from PACER (www.pacer.gov). File number is Case 2:14-cv-06473-LFR from the United States District Court for the Eastern District of Pennsylvania.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against The Allen Daniel Associates, Inc. or any other third-party collection agency, you may not be entitled to any compensation.