When you’re dealing with debt collectors, it is important to know your rights. While many collection agencies conduct their business properly, others readily break the law to get your money. Learn more about the remedies at your disposal when a collection agency crosses legal boundaries with you.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, protects you from being deceived, threatened, or harassed by third-party debt collectors. Any collection agency who takes measures like the following can be penalized financially and even lose their license.
- Leaving voice messages that do not identify them as debt collectors
- Failing to report your dispute to the credit bureaus
- Adding illegal service fees to the original debt
- Calling your relatives and friends about the debt
- Shouting at you over the phone
- Using an autodialer to call you
Company Profile: Aldous & Associates, PLLC
If you are being called by Aldous & Associates, PLLC, below is a general overview of the agency and its operations.
Aldous & Associates, PLLC, which also does business as TSRJ Resolution, Inc., is a debt collection law office located in Holladay, Utah. It opened for business in 2009, has 21 employees on staff, and is managed by its COO, Tyler Rice.
The company has an F rating with the the Better Business Bureau. The PACER website holds records indicating that consumers who believed they were being harassed by Aldous & Associates, PLLC chose to litigate the matter.
Alleged Violations against Aldous & Associates, PLLC
According to PACER, in or around 2012, a Utah consumer discovered that Aldous & Associates, PLLC had been reporting an apartment debt on her credit report. She disputed it with the three major credit bureaus but the debt was not removed.
On or about May 6, 2013, Aldous & Associates, PLLC allegedly sent the consumer a collection letter on letterhead from a company called Keller Management. It purported to be a settlement agreement from and with Keller Investment Properties LLC, although she had not agreed to a settlement.
It was followed by another settlement letter on November 14, 2013.
In May 2014, the consumer complained that she received a collection letter from Aldous & Associates, PLLC, that threatened litigation if she didn’t pay.
Feeling harassed by Aldous & Associates, PLLC, she hired an attorney to help her file a lawsuit against the firm for allegedly:
- Using unfair and unconscionable means to collect a debt
- Failing to identify itself a debt collector in all communications
- Using false, deceptive, and misleading means to collect a debt
- Misrepresenting the character, amount, or legal status of the debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for Aldous & Associates, PLLC are:
Any time they flash on your caller ID, it is confirmation that you are being called by Aldous & Associates, PLLC. If they try to deceive you into signing a settlement agreement or hide the fact that they are trying to collect a debt from you, fight back by hiring a consumer lawyer and filing a claim against Aldous & Associates, PLLC.
If you win your case, you could receive $1,000 per FDCPA violation plus your legal costs, making it worth the time and effort to protect your rights.
Case taken from PACER (pacer.gov). File number is Case 2:14-cv-00485-CW from the United States District Court for the District of Utah, Central Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Aldous & Associates, PLLC, or any other third-party collection agency, you may not be entitled to any compensation.