Are You Being Called By Advanced Recovery Systems, Inc*.? Here's What You Need to Know
Debt collection is an industry worth billions of dollars and affects the lives of over 70 million consumers, especially those with credit card and medical debt. Collection agencies also generate more complaints than any other financial product or service. While many debt collectors obey consumer protection laws, several engage in illegal practices.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, prohibits the use of unfair, deceptive, or abuse debt collection practices. If you’re being hounded by a collection agency that does any of the following, speak with a consumer lawyer to discuss taking action against the company.
- Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Failing to identify themselves during each communication as a debt collector seeking to collect a debt
- Contacting you after you have requested that all communications cease
- Calling you names and using profane language
- Refusing to validate the debt and prove that they are authorized to collect it
- Threatening action they are not in a position to legally take
Company Profile: Advanced Recovery Systems, Inc.
If you are being called by Advanced Recovery Systems, Inc., more information about the company is here.
Advanced Recovery Systems, Inc. is a debt collection agency in King of Prussia, Pennsylvania. It was established in 1996, has 20 to 49 employees, and is managed by its President, Ron Sansone. The company specializes in the recoveries of commercial and healthcare receivables. Records held by the PACER website reveal that people who felt that they were being harassed by Advanced Recovery Systems, Inc. took their disputes to court.
Alleged Violations against Advanced Recovery Systems, Inc.**
According to PACER, in or around August 2008, Advanced Recovery Systems, Inc. allegedly started calling a Pennsylvania consumer about a medical debt. Although she was making small monthly payments to the best of her ability, collectors allegedly called her at work despite being asked to stop. The consumer also complained that she had never received any validation of the debt or information about her dispute rights.
Feeling harassed by Advanced Recovery Systems, Inc., she hired a consumer lawyer and sued the company for allegedly:
- Using harassing and abusive means to collect a debt
- Calling her at work although such calls were not allowed
- Failing to send her a debt validation letter
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for Advanced Recovery Systems, Inc. are:
If you see them on your caller ID when the phone rings, it’s a heads-up that Advanced Recovery Systems, Inc. is on the line. If they hound you even after you start making payments on the debt, make an appointment with a consumer lawyer and discuss your next step.
If you file a claim against Advanced Recovery Systems, Inc., you could be awarded statutory damages, court costs, and your attorney’s fees, so when your rights are violated, the law supports your attempt at compensation.
**Case taken from PACER (pacer.gov). File number is Case 1:08-cv-02212-YK-JAS from the United States District Court for the Middle District of Pennsylvania.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Advanced Recovery Systems, Inc. or any other third-party collection agency, you may not be entitled to any compensation.