Skip to content
Debt Collection
Free Legal Help

By Contributing Author: Sergei Lemberg Updated on

Are You Being Called By Advanced Capital Solutions, Inc.*?

Stop the

You have legal rights. We can help.


Are You Being Called By Advanced Capital Solutions, Inc.*? Here’s What You Need to Know

Debt collectors often engage in unethical and even illegal conduct to get money from people who have fallen on difficult times financially. They may even call your friends, family, and workplace to embarrass you. Don’t give in to such abusive treatment, especially since it is illegal and the legal remedies at your disposal include suing the collection agency.

Your Rights Under the FDCPA

Congress passed the Fair Debt Collection Practices Act, or FDCPA, over 40 years ago because so many consumers were being harassed by third-party collection agencies. The FDCPA grants you the right to dispute a debt and punishes debt collectors who try to force payment by:

  • Failing to identify themselves as debt collectors seeking to collect a deb
  • Threatening legal actions they cannot take or have no intention of taking
  • Using obscene, profane, and threatening language
  • Contacting your friends, family, and co-workers about the debt
  • Contacting you after you retain an attorney
  • Trying to collect a debt discharged in bankruptcy

Are You Being Called By Advanced Capital Solutions, Inc.*?

Company Profile: Advanced Capital Solutions, Inc.

If you are receiving calls from Advanced Capital Solutions, Inc., details about the company are listed below.

Advanced Capital Solutions, Inc. is a debt collection agency located in North Canton, Ohio. It was opened in 2012 and is managed by its Director of Compliance, Vincent Raphael. The company has a B rating at the Better Business Bureau. Legal records viewable at the PACER website confirm that consumers who are under the impression that they were being harassed by Advanced Capital Solutions, Inc. sought legal advice and filed lawsuits to demand compensation.

Alleged Violations against Advanced Capital Solutions, Inc.**

According to PACER, on or around May 27, 2014, Advanced Capital Solutions, Inc. allegedly called a Washington consumer at work and left a voice message stating that its “client is seeking a final decision on how to handle this file going forward…” Alarmed, the consumer hired an attorney who contacted the agency on June 9 to state that she was represented by counsel. Nonetheless, two more calls were made to her workplace, one of which was answered by a coworker.

Feeling harassed by Advanced Capital Solutions, Inc., the consumer sued the company for the alleged FDCPA violations below:

  • Failing to identify itself as a debt collector in all communications
  • Contacting her directly after being informed that she had legal counsel
  • Discussing her debt with her coworkers

A judge ordered the company to pay the consumer statutory damages in the amount of $1,000, attorney’s fees in the amount of $2,760 and costs in the amount of $450, for a total amount of $4,210.

Hire a Consumer Lawyer

The phone numbers for Advanced Capital Solutions, Inc. are:

If you see them on your caller ID, you are being called by Advanced Capital Solutions, Inc. and need to decide on how to proceed. If they call you at work and ignore the fact that you have legal counsel regarding the debt, talk to your consumer lawyer about filing a claim against Advanced Capital Solutions, Inc. When a collection agency refuses to obey the law, it can cost them literally thousands, so get legal advice whenever such a company oversteps its bounds with you.

**Case taken from PACER ( File number is Case 2:15-cv-00831-TSZ from the United States District Court for the Western District of Washington.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Advanced Capital Solutions, Inc. or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
Be the first to comment

Leave a Comment

Write a comment below to share your experience. Or, instead you can send a secure message to our legal team.
Email & phone number are required to block spam, but will not be published.

Briefly describe your experience

Briefly describe your experience

What’s your name?

What’s your name?

What’s your email address?

Please enter a valid email address.

What’s your phone number?

Please enter a valid phone number.

Want to know if you could sue? Get a free legal evaluation.

Free Case Evaluation

    1. Please fill out your contact information:

    2. Has a debt collection done any of the following:

    By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.