Are you being called by Adams & Morse Associates, Inc.?* Here’s what you need to know.
Debt collectors can be as persistent as hungry mosquitoes. They just won’t leave you alone and may even harass you over debts you don’t owe. If this happens to you, remember that you have rights as a consumer and do not have to suffer abuse just because you may owe money.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA), a consumer protection law that was passed in 1977, regulates the way that debt collectors can deal with consumers while attempting to collect payments. Actions like the following are prohibited and illegal.
- Threatening legal actions they have no intention of carrying out
- Talking to your friends, neighbors, and coworkers about the debt
- Telling you that you have committed a crime like fraud and will be arrested
- Using profane or obscene language
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
- Persisting in trying to collect a disputed debt
Company Profile: Adams & Morse Associates, Inc.
If you are being called by Adams & Morse Associates, Inc., information about the company is below.
Adams & Morse Associates, Inc. is a debt collection office located in Manchester, New Hampshire. It was established in 1984, has approximately 30 employees, and is managed by its President, Athena Adams. Records on file at the PACER (Public Access to Court Electronic Records) website indicate that consumers who believed they were being harassed by Adams & Morse Associates, Inc. chose to fight back instead of cave in and pay.
Alleged Violations against Adams & Morse Associates, Inc.
Diane Hertzog vs. Adams & Morse Associates, Inc. et al*
According to PACER, on or around December 14, 2004, Pennsylvania resident Diane Hertzog began receiving collection calls from Adams & Morse Associates, Inc. at her workplace. Although she told the caller, who identified himself as ‘Sonny’, that her employer prohibited such communications, the calls allegedly continued. At one point Sonny allegedly responded, “I’ll call you everyday at work and at home until the bill is paid.” During a call on or about December 16, 2004, he allegedly told Ms. Hertzog that if she failed to pay within thirty days, her driver’s license would be suspended. Later, he allegedly left voice messages for her supervisor.
Feeling harassed by Adams & Morse Associates, Inc., Ms. Hertzog hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Using harassing and abusive means to collect a debt
- Calling her at work although such calls were prohibited by the employer
The matter was later dismissed.
Hire an Attorney
The phone number for this debt collection company is 1-800-328-8239. If it appears on your caller ID at any time, it means that you are being called by Adams & Morse Associates, Inc.. If they verbally abuse you, call you at work in defiance of workplace policy, and lie to induce payment, hire a consumer attorney. If you file a claim against Adams & Morse Associates, Inc. you could potentially be awarded $1,000 per FDCPA violation plus damages and legal fees. When debt collectors cross the line with you, they could end up owing you money in the end.
*Case taken from PACER (www.pacer.gov). File number is Case 2:05-cv-01139-JKG from the United States District Court for the Eastern District of Pennsylvania.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Adams & Morse Associates, Inc., or any other third-party collection agency, you may not be entitled to any compensation.