In 2014 the U.S. Consumer Financial Protection Bureau reported that it had received over 200,000 complaints against collection agencies the previous year. If you are being harassed by a debt collector, it’s important to understand that while collecting debts is legal, abuse is not.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA), is a consumer protection law that regulates the way that debt collectors can communicate with consumers. Using methods like the following to pressure someone into paying a debt can get a collection agency shut down.
- Using profane or obscene language
- Leaving messages that do not identify them as debt collectors
- Calling you at work after you’ve told them that your employer won’t let you take such calls
- Refusing to prove that a debt is valid and that they have been authorized to collect it
- Ignoring a formal cease communications request
- Calling at all hours of the day and night
Company Profile: Action Collection Agencies
If you are being called by Action Collection Agencies, here is some additional information about the agency.
Action Collection Agencies is a collection agency in Rancho Dominguez, California. Established in 2002, Action Collection Agencies has eight employees, and is managed by Mark D. Slagle. The PACER website holds records confirming that consumers who believed that to have been experiencing harassing tactics by Action Collection Agencies fought the company’s claims in court.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If they appear on your caller ID as your phone rings, then it means that you are being called by Action Collection Agencies. If they leave voice messages that do not identify them as debt collectors, hire a consumer lawyer and fie a claim against Action Collection Agencies. You could be awarded $1,000 per FDCA violation plus your attorney fees, so you have nothing to lose by taking a stand.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Action Collection Agencies or any other third-party collection agency, you may not be entitled to any compensation.