Are You Being Called By Accounts Retrievable System, Inc.?*

Debt collectors have been known to use aggressive and malicious tactics that run the gamut from verbal abuse to embarrassing phone calls to the debtor’s family to threats of legal action.

If this happens to you, be aware that you have rights protecting you from unethical debt collection practices. If a collection agency violates them, they can face significant legal consequences..

Your Rights Under the FDCPA

Passed in 1977, the Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates debt collectors and their interactions with consumer debtors. It is enforced by the Federal Trade Commission, whose job it is to curtail collection actions like those below.

• Using profane and obscene language
• Failing or refusing to identify themselves as debt collectors in every communication
• Demanding amounts not supported by law or the original creditor agreement
• Calling at inconvenient times, usually before 8:00 a.m. and after 9:00 p.m.
• Talking about the debt to anyone except you, your spouse, or your lawyer
• Calling you several times per day using an autodialer

Company Profile: Accounts Retrievable System, Inc.

If you are being called by Accounts Retrievable System, Inc., information about the company is below.

Accounts Retrievable System, Inc. is a debt collection agency located in Bellmore, New York. It was established in 1987, has less than 10 employees, and is managed by its President, Harold Rosenblatt. On its website, the company brands itself as a “New York Judgment Collections Agency.”

Records retained at the PACER (Public Access to Court Electronic Records) website suggests that some consumers who believed they were being harassed by Accounts Retrievable System, Inc.selected a lawsuit as their best option.

Alleged Violations against Accounts Retrievable System, Inc.

According to PACER, sometime in or around early 2009 Accounts Retrievable System, Inc. obtained a judgment against a Washington consumer. It also attempted to levy his safe deposit box, but her attorney filed for an exemption.

He later alleged that on July 28, 2009 she received four consecutive calls from an agency employee who claimed that they were with the King County District Court and wanted to talk to him about jury duty.

When he said he couldn’t talk, the caller allegedly claimed that a warrant would be issued for his arrest. Later investigation proved that the court did not have an employee by the same name that the caller used.

Feeling harassed by Accounts Retrievable System, Inc., the consumer hired a consumer lawyer and sued the company for allegedly violating the FDCPA in the following ways:

• Using oppressive and harassing means to collect a debt
• Using unfair and unconscionable means to collect a debt
• Using false, deceptive, and misleading means to collect a debt

The matter was later dismissed.

Hire a Lawyer

The phone numbers for this debt collection agency are:

• 1-516-783-6566
• 1-800-327-4687

If either number flashes on your caller ID, it means that you are being called by Accounts Retrievable System, Inc. If they bully or deceive you to accomplish their purposes, contact a consumer lawyer right away.

If you file a claim against Accounts Retrievable System, Inc. and win, you could potentially receive $1,000 per FDCPA violation in addition to court costs and legal fees. When a debt collector tries to fool you, make them look like fools instead.

Additional Resources

• What Are Damages in an FDCPA Claim?
• FDCPA Lawyers

Case taken from PACER (pacer.gov). File number is Case 2:09-cv-01549-TSZ from the United States District Court for the Western District of Washington at Seattle.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Accounts Retrievable System, Inc., or any other third-party collection agency, you may not be entitled to any compensation.